Search found 23 matches

  • 1
  • 2
Search found 23 matches Page 1 of 2
by Coline81
Fri Jan 12, 2018 12:31 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA and Gambling
Replies: 6
Views: 2082
Thanks for the replies guys...I fear the cellulite may be even tougher to beat haha! But at least once I’m at the end of this IVA I can afford some expensive laser treatment xxx
by Coline81
Fri Jan 12, 2018 11:53 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA and Gambling
Replies: 6
Views: 2082
Hi...been meaning to post this for a few weeks now but it's going to be a long one and wanted to get all my thoughts in order. I'm sure there must be many people who have/have had a gambling addiction and come to this site for help with the debt that they have gotten themselves into. I am one of tho...
by Coline81
Wed Jan 10, 2018 6:48 pm
Forum: Ask IVA Forum and Industry experts
Topic: Still Receiving Letters
Replies: 5
Views: 2506
Hi my IVA was approved on the 20th Nov and I’ll still receiving arrears letters is this normal? How many months does it take for them to stop? Thanks
by Coline81
Wed Nov 29, 2017 8:44 pm
Forum: Ask IVA Forum and Industry experts
Topic: Bank Transfer
Replies: 4
Views: 5409
She’s going to phone her bank tomorrow so fingers crossed I’ll keep you posted what happens xx
by Coline81
Wed Nov 29, 2017 5:45 pm
Forum: Ask IVA Forum and Industry experts
Topic: Bank Transfer
Replies: 4
Views: 5409
Nothing ever goes straightforward for me these days....so I had my creditors meeting on the 20th nov and IVA was approved. Despite telling my mother twice my new bank details she today sent me £30 birthday money to my bank account that had an overdraft and was included in the IVA. Will that bank acc...
by Coline81
Mon Nov 20, 2017 4:03 pm
Forum: Ask IVA Forum and Industry experts
Topic: Approved
Replies: 5
Views: 1300
So happy! Just been approved for our joint IVA I could cry with relief. I had a terrible gambling addiction, racked up £125k debt, been gamble free for just over a year now but the debts were just going nowhere....finally asked for help and so glad I did. I have put my husband through hell and back ...
by Coline81
Mon Nov 20, 2017 2:52 pm
Forum: Ask IVA Forum and Industry experts
Topic: Completion
Replies: 7
Views: 1310
Well done, my creditors meeting is in 30 minutes and I feel a bit sick....fingers crossed all goes ok and i am finally on track to a debt free life :)
by Coline81
Wed Nov 15, 2017 11:23 am
Forum: Ask IVA Forum and Industry experts
Topic: Really Confused
Replies: 4
Views: 203
Well that's upsetting to know that if I had gone with a different company I would have been able to keep it :cry: would have been nice to have a decent Christmas for a change! Maybe my supervisor will tell me something different but I don't hold out much hope :( thanks for the reply xx
by Coline81
Wed Nov 15, 2017 11:14 am
Forum: Ask IVA Forum and Industry experts
Topic: Really Confused
Replies: 4
Views: 203
So I posted a question on the Payplan forum yesterday asking how they would view a holiday sickness claim for £638 that is all due to the illness and not loss of earnings....the forum responder said it would not need to be paid into the IVA because it was not due to loss of finances. So I emailed th...
by Coline81
Thu Nov 09, 2017 1:57 pm
Forum: Ask IVA Forum and Industry experts
Topic: First Payment
Replies: 7
Views: 274
Thanks guys I have sent her an email, maybe something she can get a yay or nay at the meeting :D either way I will just be happy to get the proposal agreed but it would certainly make Christmas easier if I could make the first payment on December pay day rather than Novembers.
by Coline81
Thu Nov 09, 2017 1:21 pm
Forum: Ask IVA Forum and Industry experts
Topic: First Payment
Replies: 7
Views: 274
Hi...,my creditors meeting is on the 20th Nov....do you think there is any chance they would let me set my first payment as the 28th Dec?! I know the answer is probably know but just trying to budget for Christmas and this would help me out :?
by Coline81
Tue Nov 07, 2017 3:38 pm
Forum: who would you recommend?
Topic: Creation Finance
Replies: 6
Views: 11190
Ok thanks i'll just ignore it then. If I get some forms in the spoke I will speak to my case handler, creditors meeting is on the 20th so they should all be in the loop now.
by Coline81
Tue Nov 07, 2017 3:18 pm
Forum: who would you recommend?
Topic: Creation Finance
Replies: 6
Views: 11190
Sorry didn't make my post very clear...they are one of my creditors....not sure what they forms could be as not received any.
by Coline81
Tue Nov 07, 2017 3:02 pm
Forum: who would you recommend?
Topic: Creation Finance
Replies: 6
Views: 11190
Hi...has anyone any experience of dealing with Creation Finance whilst setting up an IVA? I wrote to them and told them that I was seeking debt help and looking to set up and IVA and to freeze my accounts. Didn't get a response back however just got a text message telling me to complete the forms an...
by Coline81
Fri Nov 03, 2017 1:57 pm
Forum: IVA approved!
Topic: Iva Approved Today...
Replies: 7
Views: 5730
Congrats! My meeting is on the 20th I will be so relieved if it gets approved and there is finally light at the end of the tunnel. Have a celebratory drink tonight :D
  • 1
  • 2
Search found 23 matches Page 1 of 2