Search found 54 matches

Search found 54 matches Page 1 of 4
by jonathah
Tue Jan 09, 2018 10:15 pm
Forum: Ask IVA Forum and Industry experts
Topic: Creditfix payment not taken + contact probs
Replies: 5
Views: 2564
Got an automated receipt Email from CFX today so all good.

However the email asking them to confirm sort code and a/c detail remains unanswered and unread, They don't do emails do they?
by jonathah
Tue Jan 09, 2018 10:09 pm
Forum: Ask IVA Forum and Industry experts
Topic: feels like its never going to end
Replies: 7
Views: 2590
What kind of a state would you be in if you hadn't gone up the IVA? It would have to be worse, surely. Think of it that way.

Whatever, an IVA is a way out of trouble and you're nearly there.

You'll be fine,,,,,inevitably!
by jonathah
Tue Jan 09, 2018 10:02 pm
Forum: Ask IVA Forum and Industry experts
Topic: I’ve been selling some personal bits n bobs recently on eBay, i am in iva
Replies: 5
Views: 2331
It might be a good idea to keep some kind of record - spreadsheet ideal - of what you are selling when and how much, as I presume the Paypal account will link to your bank and a curious IP (or HMRC!) might ask questions which are always best answered with evidence.
by jonathah
Tue Jan 09, 2018 9:47 pm
Forum: Ask IVA Forum and Industry experts
Topic: How does IVA affect our daily life... like car & electric bills?
Replies: 3
Views: 2337
As someone who had been up an IVA for a little over a year (and who spent nearly that long researching:) ho ho) my experience too has been that day-to-day living has seen little impact. The allowances, which is effectively how I+E function, are quite workable, and having a manageable monthly payment...
by jonathah
Mon Jan 08, 2018 9:17 pm
Forum: Ask IVA Forum and Industry experts
Topic: No Response from Creditfix
Replies: 5
Views: 2758
Her inbox is going to start filling up!
by jonathah
Mon Jan 08, 2018 9:12 pm
Forum: Ask IVA Forum and Industry experts
Topic: Creditfix payment not taken + contact probs
Replies: 5
Views: 2564
Gambled on catching them just before they closed and got lucky though the phones rang out and then went back to the music several times! The advisor freely gave CFX's bank details for payment and was happy for an immediate payment to be made via faster payments and a standing order to be set up. No ...
by jonathah
Mon Jan 08, 2018 1:37 pm
Forum: Ask IVA Forum and Industry experts
Topic: Creditfix payment not taken + contact probs
Replies: 5
Views: 2564
Oh no not another CFX thread. Sorry! Well today they should have taken the payment via CPA but no sign. Didn't last month either which was allegedly due to KBI data transfer issues so back the I contacted them by phone (quiick response) made manual payment and set up a new CPA. Have tried phoning th...
by jonathah
Tue Jan 02, 2018 7:59 pm
Forum: Ask IVA Forum and Industry experts
Topic: FAO Knightsbridge clients.
Replies: 24
Views: 5905
I did a lot of research before I went for an IVA. What I failed to grasp is that the business is less like financial services and more like farming.
by jonathah
Tue Jan 02, 2018 7:52 pm
Forum: annual review
Topic: Credit Fix 1st Review
Replies: 35
Views: 10628
The horse speaks quite clearly here in the FAQ https://www.creditfix.co.uk/customer-area/frequently-asked-questions/supervisions It's nothing to worry about. Any IVA farmer wants you to succeed, and likewise with as little work from them as possible, hence the online thing which does all the calcs f...
by jonathah
Tue Jan 02, 2018 7:48 pm
Forum: Ask IVA Forum and Industry experts
Topic: creditfix
Replies: 10
Views: 4404
The horse speaks quite clearly here in the FAQ https://www.creditfix.co.uk/customer-area/frequently-asked-questions/supervisions It's nothing to worry about. Any IVA farmer wants you to succeed, and likewise with as little work from them as possible, hence the online thing which does all the calcs f...
by jonathah
Thu Dec 28, 2017 12:35 am
Forum: Ask IVA Forum and Industry experts
Topic: Are all linked accounts looked at in an IVA?
Replies: 8
Views: 4648
Stepchange are financed by the major creditors and IMHO act in their interest as if any other IVA/DMP farmer doesn't. Their chairman is very big in the banking world and ex boss ******link to wikipedia removed by moderator***** Their new CEO Phil Andrew is a big shot in the privatisation world (ex S...
by jonathah
Thu Dec 28, 2017 12:22 am
Forum: Ask IVA Forum and Industry experts
Topic: Do 25% of IVAs really fail?
Replies: 1
Views: 4497
I read on the excellent Debt Camel blog that 25% of IVAs fail, Can't find any statistics, wonder what anyone else thought/knew.
by jonathah
Thu Dec 28, 2017 12:14 am
Forum: Ask IVA Forum and Industry experts
Topic: Can more debts be added to IVA ?
Replies: 9
Views: 4705
No offence but how did you er...lose the debts in the first place?
by jonathah
Thu Dec 28, 2017 12:02 am
Forum: Ask IVA Forum and Industry experts
Topic: yearly review Creditfix
Replies: 10
Views: 568
I am struggling to see how such an increase is good news, but whatever makes you happy.
by jonathah
Sat Dec 23, 2017 12:06 am
Forum: Ask IVA Forum and Industry experts
Topic: Debt free direct and aperture
Replies: 4
Views: 5182
Just my view, some may disagree, and please don't take offence, but I would much rather stick with an IVA (or indeed haggle with IP ) than take money off someone I know. I was into some credit cards for quite a few K essentially after illness took me off the treadmill for a bit. Such Consumer debt a...
Search found 54 matches Page 1 of 4