IVA Calculator - Do I qualify?

I'd bin them on the appalling name alone.

kallis3 wrote:

Glad you got sorted.

Thanks!

Let's hope everyone else from Knightsbridge did!

PS don't worry, nothing ever good came of it and your IVA should relieve the main worries of being in debt.
You'll be fine.

What do the good people on Facebook think is better? DMPs can be endless slavery (allowing for exaggeration) DROs aren't right for big unsecured debt and an IVA gives you protection from creditors, affordable payments, a clear way forward in your proposal and the protocol, plus the opportunity to ke...

Well credit where credit is due if you'll pardon the pun, but CFX have been on the money (another pun) recently and answered a query about extra earnings very clearly and promptly by email plus dealt with a CPA/Standing order prob over the phone very quickly too. I feared they might be a nightmare t...

Re Foggy's post: This is what my proposal says (orig with Knightsbridge and now Creditfix) and what the latest IVA protocol seems to say as it it additional income. Step change may interpret it differently........

Got an automated receipt Email from CFX today so all good.

However the email asking them to confirm sort code and a/c detail remains unanswered and unread, They don't do emails do they?

What kind of a state would you be in if you hadn't gone up the IVA? It would have to be worse, surely. Think of it that way.

Whatever, an IVA is a way out of trouble and you're nearly there.

You'll be fine,,,,,inevitably!

It might be a good idea to keep some kind of record - spreadsheet ideal - of what you are selling when and how much, as I presume the Paypal account will link to your bank and a curious IP (or HMRC!) might ask questions which are always best answered with evidence.

As someone who had been up an IVA for a little over a year (and who spent nearly that long researching:) ho ho) my experience too has been that day-to-day living has seen little impact. The allowances, which is effectively how I+E function, are quite workable, and having a manageable monthly payment...

Her inbox is going to start filling up!

Gambled on catching them just before they closed and got lucky though the phones rang out and then went back to the music several times! The advisor freely gave CFX's bank details for payment and was happy for an immediate payment to be made via faster payments and a standing order to be set up. No ...

Oh no not another CFX thread. Sorry! Well today they should have taken the payment via CPA but no sign. Didn't last month either which was allegedly due to KBI data transfer issues so back the I contacted them by phone (quiick response) made manual payment and set up a new CPA. Have tried phoning th...

I did a lot of research before I went for an IVA. What I failed to grasp is that the business is less like financial services and more like farming.

The horse speaks quite clearly here in the FAQ https://www.creditfix.co.uk/customer-area/frequently-asked-questions/supervisions It's nothing to worry about. Any IVA farmer wants you to succeed, and likewise with as little work from them as possible, hence the online thing which does all the calcs f...