Search found 9 matches

Search found 9 matches Page 1 of 1
by ralffik85
Thu Aug 23, 2018 3:54 am
Forum: Ask IVA Forum and Industry experts
Topic: Credit report and IVA registry
Replies: 1
Views: 4736
Hi, can someone tell me is it normal that 8 month into IVA my credit report don't show any insolvency and I can't find myself in IVA registry?

Should i do something about it and can it have negative effect.
by ralffik85
Tue Apr 03, 2018 6:36 pm
Forum: Ask IVA Forum and Industry experts
Topic: What happen if I die?
Replies: 1
Views: 4677
Maybe thats gonna be odd question but, what happen with my IVA if I die? I got life cover insurance that will pay 100k£ to my ex-wife, my orginal debt was 16k. In case om my death will she have to pay back my debt?
by ralffik85
Tue Feb 13, 2018 7:20 am
Forum: Ask IVA Forum and Industry experts
Topic: Ex wife credit score
Replies: 2
Views: 3008
Hi again. Recently Im reading a lot of this forum, mainly just to get as much informations about IVA as I can an be prepared for what is to come (i just made my 2nd payment, 58 to go;) ) My question is, for over nearly 2 years I'm divorced (we are not living together for over 2years). With my ex we ...
by ralffik85
Thu Feb 01, 2018 1:35 am
Forum: Ask IVA Forum and Industry experts
Topic: Increase of income
Replies: 3
Views: 3730
Ps. That income increase isn't in my contract so it can change any time
by ralffik85
Wed Jan 31, 2018 9:53 pm
Forum: Ask IVA Forum and Industry experts
Topic: Increase of income
Replies: 3
Views: 3730
Hi all, recently I entered IVA, my debt is around 16k, I'm paying 230£/pcm. First payment was taken from my accound this month. Now my circumstances changed my income gon up from around 1600£/pcm to around 2200£/pcm. This is due to me going from day shift to night shift (additional hours + shift all...
by ralffik85
Thu Dec 07, 2017 9:49 am
Forum: Ask IVA Forum and Industry experts
Topic: New with IVA
Replies: 10
Views: 6179
Foggy wrote:
Discuss this with your IP and agree a formula -- some have different ways of handling weekly paid. Get whatever you agree in writing to avoid any confusion later on.

Thank You
by ralffik85
Thu Dec 07, 2017 9:38 am
Forum: Ask IVA Forum and Industry experts
Topic: New with IVA
Replies: 10
Views: 6179
Thank You for all your answers. I got one more question. It is about overtimes/extra income. So all calculations regarding IVA are based on monthly income and outgoings, only problem is that I am paid weekly. My average basic weekly hometake is around 372£ rhat gives around 1612£/pcm (372£ × 52wk / ...
by ralffik85
Thu Nov 30, 2017 3:18 pm
Forum: Ask IVA Forum and Industry experts
Topic: New with IVA
Replies: 10
Views: 6179
Thank You.

Yes I did open account in new bank, now have to wait up to 10 days for new card and all details so I can move my wage there
by ralffik85
Thu Nov 30, 2017 2:47 pm
Forum: Ask IVA Forum and Industry experts
Topic: New with IVA
Replies: 10
Views: 6179
Hi At the beginning I wanna apologize for asking questions that probably been answerwd here thousand times. I am about to start my IVA adventure, and have lots of questions. First and most important when I should stop paying to all my creditors. At what stage of IVA process. My debt is around 16500£...
Search found 9 matches Page 1 of 1