Search found 48 matches

Search found 48 matches Page 1 of 4
by mumof3
Thu Oct 11, 2018 11:57 am
Forum: Ask IVA Forum and Industry experts
Topic: Car total loss
Replies: 15
Views: 6349
All fine on the car front. IP happy for us to go ahead and get the new vehicle.
by mumof3
Tue Oct 09, 2018 4:19 pm
Forum: Ask IVA Forum and Industry experts
Topic: Car total loss
Replies: 15
Views: 6349
kallis3 wrote:
Fingers crossed!!


Fingers and toes crossed! Although I doubt will be a problem, as having a vehicle was all ok in the IVA paperwork.
by mumof3
Tue Oct 09, 2018 1:05 pm
Forum: Ask IVA Forum and Industry experts
Topic: Car total loss
Replies: 15
Views: 6349
Well....the car we found ended up to be a load of junk and broke down within 2 hours! So back it went and refunded. I’ve found another car but it’s more money than my settlement. My parents said they would pay the difference for me. I’ve asked IVA if this is ok and hopefully it is, just waiting for ...
by mumof3
Fri Oct 05, 2018 12:50 pm
Forum: Ask IVA Forum and Industry experts
Topic: Car total loss
Replies: 15
Views: 6349
I’ve emailed IP to make them aware of situation. Insurance have offered me enough money to get myself another car, literally like for like just a different colour, so just waiting for money to come though then will pick it up. Less stressed now :)
by mumof3
Thu Oct 04, 2018 4:01 pm
Forum: Ask IVA Forum and Industry experts
Topic: Car total loss
Replies: 15
Views: 6349
Thanks all!
Just glad husband has a company car we can use on evenings and weekends because it’s been two weeks already and no further forward with insurance.
by mumof3
Thu Oct 04, 2018 3:02 pm
Forum: Ask IVA Forum and Industry experts
Topic: Car total loss
Replies: 15
Views: 6349
If it is insurance written off, there are levels that can be worked round to get the car back 'road worthy' for small amounts of cash (relatively) . If it is only Cat N then you can cheaply get it back on the road as no notification is made to DVLC to say it has been insurance write of classificati...
by mumof3
Thu Oct 04, 2018 2:15 pm
Forum: Ask IVA Forum and Industry experts
Topic: Car total loss
Replies: 15
Views: 6349
If it's fairly superficial, do you need to get it fixed? Alternatively you could consider buying it back from the insurance company and getting the work done yourself? I am going to try that Shaun if insurance will let me. I’ve been quoted £800 to fix it, it needs two new doors on. I’ve done a good...
by mumof3
Thu Oct 04, 2018 1:10 pm
Forum: Ask IVA Forum and Industry experts
Topic: Car total loss
Replies: 15
Views: 6349
Well I’m having a fantastic time at the moment. I very stupidly (don’t ask me how I did it) damaged my car coming out of a car park. Thought it’s ok, just body work, insurance will sort. No, they’ve said it’s a total loss as not worth getting it fixed for the price. I’m waiting for them to come to a...
by mumof3
Mon Aug 06, 2018 8:59 pm
Forum: Ask IVA Forum and Industry experts
Topic: Accepted
Replies: 12
Views: 4538
Congratulations! We are 6 months in to our IVA and the stress has lifted! Feel so much more in control and we have our budget and stick to it.
by mumof3
Mon Aug 06, 2018 4:13 pm
Forum: Ask IVA Forum and Industry experts
Topic: Pay rise
Replies: 12
Views: 5839
I got a reply from step change. I don’t need to pay any of the pay rise over as it isn’t over 10% if income.
by mumof3
Mon Jul 30, 2018 3:15 pm
Forum: Ask IVA Forum and Industry experts
Topic: Pay rise
Replies: 12
Views: 5839
I’ve informed my IP so will see what they say.
My clause says exactly the same as above. Are you with stepchange by any chance? I can’t see anything in mine about IVA anniversary.
by mumof3
Sun Jul 29, 2018 9:26 pm
Forum: Ask IVA Forum and Industry experts
Topic: Pay rise
Replies: 12
Views: 5839
Thank you! I am going to read my proposal tomorrow but will inform IP.
by mumof3
Sun Jul 29, 2018 2:33 pm
Forum: Ask IVA Forum and Industry experts
Topic: Pay rise
Replies: 12
Views: 5839
My husband just had a small cost of living payrise at 7%. The payrise does not take us over 10% of his income in which we would pay 50% over. Do we inform IP of payrise or wait till review?
by mumof3
Thu Jul 26, 2018 7:57 am
Forum: Ask IVA Forum and Industry experts
Topic: No credit in an IVA?
Replies: 7
Views: 5998
All of this should have been discussed, at length, before you signed up for the IVA. Sadly it seems that numbers are far more important than happy, well informed clients. You are shot from credit for at least 6 years from the start of your IVA, while in the IVA you can not attempt to get credit, ot...
by mumof3
Mon Jul 16, 2018 3:54 pm
Forum: Ask IVA Forum and Industry experts
Topic: Iva living budgets
Replies: 6
Views: 5301
We were allowed an allowance of £600 a month for groceries and household products. We are a family of 5. Emergency fund, we save up our allowances from things such as dental, prescriptions, hair cuts, car maintenance if we do not need to use them that month. It is then useful when needed such as my ...
Search found 48 matches Page 1 of 4