Search found 56 matches

Search found 56 matches Page 1 of 4
by Mrs_Brown
Wed Aug 15, 2018 6:07 am
Forum: Ask IVA Forum and Industry experts
Topic: Meeting is on Wednesday just read some reviews and more worried
Replies: 8
Views: 1889
Hope all goes well today, let us know how you get on.
by Mrs_Brown
Wed Aug 08, 2018 4:13 pm
Forum: Ask IVA Forum and Industry experts
Topic: Can an IVA be rejected if catalogues used in last few months
Replies: 4
Views: 3131
Hi everyone, I need a bit of help/clarification if poss! My IVA meeting is today! 3:30 - the supervisor has contacted to say “a lot of the creditors have voted against my IVA” because my catalogues were used in the last 3 months! (That is one reason) anyway I would just like to know as I’m in antic...
by Mrs_Brown
Mon Aug 06, 2018 4:43 pm
Forum: Ask IVA Forum and Industry experts
Topic: Accepted
Replies: 12
Views: 3571
God luck with your journey, I am 8 payments into mine and find the head space I now have is amazing, after all the worrying I was doing. Yes it's not a bed of roses and the budget is tight, but I finally have a plan something in place to free me from 20yrs of debts.
by Mrs_Brown
Tue Jul 31, 2018 5:48 pm
Forum: Ask IVA Forum and Industry experts
Topic: Creditors meeting tomorrow - old bank account still open
Replies: 11
Views: 5390
And I forgot to add, good luck tomorrow, hope it all goes smoothly for you :)
by Mrs_Brown
Tue Jul 31, 2018 5:47 pm
Forum: Ask IVA Forum and Industry experts
Topic: Creditors meeting tomorrow - old bank account still open
Replies: 11
Views: 5390
It took several months for my accounts to all fully close. They looked to be up and running although I am sure my card wouldn't have worked on any of them (I didn't attempt it) I would suggest not using the account even if it is still there and just use the new account you have presumably set up rea...
by Mrs_Brown
Mon Jul 30, 2018 2:30 pm
Forum: Ask IVA Forum and Industry experts
Topic: Awaiting via decision
Replies: 18
Views: 5719
Hopefully this being dealt with will go someway to ease your depression. My biggest single lender was Barclaycard rather than Barclays, and if it's any indica8 they voted yes. The only reject I got was Eversheds on behalf of Natwest. My IVA company rejected a change from MBNA as I still had the % re...
by Mrs_Brown
Tue Jul 17, 2018 3:44 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA or DMP question
Replies: 7
Views: 5086
Foggy can you redo your petition? I am sure in light of all the recent credit fix blunders there might be more interest. I signed the original one (insert halo here!)
by Mrs_Brown
Tue Jul 17, 2018 3:41 pm
Forum: Ask IVA Forum and Industry experts
Topic: Do I have to give Creditfix access to my bank account
Replies: 9
Views: 5371
I never even told the ex husband the log on to my bank accounts, never mind authorising a 3rd party access.
by Mrs_Brown
Wed Jul 04, 2018 12:03 pm
Forum: Ask IVA Forum and Industry experts
Topic: Aperture delay!
Replies: 2
Views: 5567
I would give them a call (if you can get through!) and explain you are at risk of having nowhere to live and the imminent nature of this means you should hopefully be treated as a vulnerable person. If there is no way you can be prioritised due to this, then I would be putting in a complaint. In fac...
by Mrs_Brown
Mon Jul 02, 2018 6:23 pm
Forum: Ask IVA Forum and Industry experts
Topic: What do you do?
Replies: 3
Views: 5372
I had set up a post office account for the occasional such as opticians and hairdressers and had a direct debit on pay day, but the payments back took 2 days, and it wasn't on hand when the cat needed the vet urgently. Cancelled that for now until I save a buffer amount in my current account for eve...
by Mrs_Brown
Wed Jun 27, 2018 11:52 am
Forum: Ask IVA Forum and Industry experts
Topic: Who runs my IVA now?
Replies: 6
Views: 5822
Could an admin amend the original post please as there is personal information held?
by Mrs_Brown
Fri Jun 22, 2018 7:58 pm
Forum: Ask IVA Forum and Industry experts
Topic: Could my IVA still be visible somewhere?
Replies: 6
Views: 5701
Hello everyone. I have recently applied for a Business account with Natwest but they have come back with an insolvency/bankruptcy flag. I'm assuming this is my IVA. Only thing is my IVA was settled five maybe 6 years ago! I am fully solvent, have a mortgage, car finance etc so my credit history is ...
by Mrs_Brown
Tue Jun 19, 2018 5:34 am
Forum: Ask IVA Forum and Industry experts
Topic: Credit Accounts still open?
Replies: 2
Views: 5617
It does depend on creditors, I know when mine comes to an end I will have a deal if clean up to do, based on Foggys guides as the default date is only correct on 3 out of 10 accounts. Natwest didn't do it immediately but they have since sold the debts onto Eversheds who did register it correctly. Mi...
by Mrs_Brown
Sun Jun 10, 2018 4:12 am
Forum: Ask IVA Forum and Industry experts
Topic: Can I be a trustee?
Replies: 3
Views: 5610
https://www.gov.uk/trusts-taxes In the link above it doesn't say someone in an IVA can't act as a trustee for the type of trust you refer to (charities are an out and out no) - however, it also says "The trustees are the legal owners of the assets held in a trust." The best thing might be ...
by Mrs_Brown
Wed Jun 06, 2018 3:56 am
Forum: Ask IVA Forum and Industry experts
Topic: Worried on application for new role
Replies: 4
Views: 4976
Ironically when I took a promotion, it had less financial impact as I moved area and have no responsibility for payment systems. My old job pre IVA included making payments which were then summarily checked by a manager and approved. As I had access to update account payment methods and make payment...
Search found 56 matches Page 1 of 4