Search found 85 matches

Search found 85 matches Page 1 of 6
by Mrs_Brown
Mon Oct 15, 2018 11:31 am
Forum: Ask IVA Forum and Industry experts
Topic: Update on F&F number 2!!!
Replies: 3
Views: 1347
Hi all hope you all had a nice weekend x My first F&F was rejected so i submitted another one on 3rd October and hadn’t heard anything else. I’ve just done online chat with CF to ask when my next meeting will be. To be told it’s on 11th Nov well that’s a Sunday and I know they don’t open that d...
by Mrs_Brown
Sun Oct 14, 2018 12:13 pm
Forum: full and final settlements
Topic: Question regarding mobile phone contracts
Replies: 3
Views: 1625
I upgraded with Vodafone pre IVA, but wihh a shocking bad credit score so as an existing customer I don't know if they checked my credit score. May be stuck with them for the foreseeable now too, lol. I am wary around companies like O2 who have a bill made up of 2 parts, 1 being the loan for the pho...
by Mrs_Brown
Sat Oct 13, 2018 4:58 am
Forum: Ask IVA Forum and Industry experts
Topic: ITS OVER!!!!!
Replies: 9
Views: 2131
Great news, after all those weeks of anguish.
by Mrs_Brown
Fri Oct 12, 2018 4:25 pm
Forum: Ask IVA Forum and Industry experts
Topic: Fraud?
Replies: 2
Views: 2358
My ex partner finished his IVA in Feb 2016 without divulging he had shares in royal mail, never paid rent but told IVA he did, got his daughter to get him a car via her name with his supposed rent money!!! She works for Barclay card, received ppi from another source with out notifying IVA surely th...
by Mrs_Brown
Wed Oct 10, 2018 4:24 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA company holding my money
Replies: 21
Views: 3313
I had a look for Castle Hill as they aren't a company I have heard mentioned in here, they appear to deal with company and business insolvency. Not sure if this is the same company you referred to. It didn't seem that they had any fees listed on their site either.
by Mrs_Brown
Thu Oct 04, 2018 5:52 am
Forum: Ask IVA Forum and Industry experts
Topic: Post of the Month
Replies: 7
Views: 5337
Ryan wrote:
Congratulations and well deserved, time for another amaretto.

Regards


I think it is! :)

Thanks everyone.
by Mrs_Brown
Tue Oct 02, 2018 11:53 am
Forum: Ask IVA Forum and Industry experts
Topic: Post of the Month
Replies: 7
Views: 5337
Aww thank you :)
by Mrs_Brown
Sat Sep 29, 2018 8:09 am
Forum: Ask IVA Forum and Industry experts
Topic: Ever changing goal posts
Replies: 5
Views: 5912
You put it there more eloquently than I managed, the persistent debtor being caused more issues really made me want to get on my soapbox, but I didn't have anyone to do so to, which was why I ended up posting about it on here. I was so relieved not to be facing that extra hardship, because the gover...
by Mrs_Brown
Fri Sep 28, 2018 3:13 pm
Forum: Ask IVA Forum and Industry experts
Topic: Relieved to be in an IVA
Replies: 6
Views: 5959
Glad it's OK, sometimes it's hard having no one to chat to about these things! I found the money saving expert link where I originally read up about this. https://www.moneysavingexpert.com/news/2018/02/new-credit-card-rules-to-help-those-in-persistent-debt/ I used to have both capital one and mbna c...
by Mrs_Brown
Fri Sep 28, 2018 12:45 pm
Forum: Ask IVA Forum and Industry experts
Topic: Relieved to be in an IVA
Replies: 6
Views: 5959
Hi, first off as this is more general chat than a question, if this isn't allowed, admins please delete and accept my apologies. I am posting here as I don't especially have anyone in real life who is aware of the situation to talk to. On an earlier post I saw that someone mentioned Capital One were...
by Mrs_Brown
Thu Sep 20, 2018 5:44 am
Forum: Ask IVA Forum and Industry experts
Topic: Reopening a completed IVA?
Replies: 2
Views: 6460
I'm not sure it's that easy to lie about a big figure like rent, they requested my tenancy agreement in the first place and to see it highlighted on my bank statement as a regular outgoing.
by Mrs_Brown
Fri Sep 14, 2018 12:20 pm
Forum: Ask IVA Forum and Industry experts
Topic: Managing money
Replies: 13
Views: 5911
What I used to do with Christmas and Birthdays (and still do) are online surveys to earn vouchers and these fund everything for me. I have found an app called receipt hog where I get awarded points for taking photos of receipts. I think of it as money for nothing. Once a week I photograph my receip...
by Mrs_Brown
Thu Sep 13, 2018 6:39 am
Forum: Ask IVA Forum and Industry experts
Topic: Back pay
Replies: 5
Views: 5703
When I set up my IVA, I had a letter saying I could earn up to a particular figure each month, I recently got 3months pay arrears which was still below the figure on the letter, so I didn't report it. Mind you I had a crap pay rise. Some of the comments I have seen before indicate that overall month...
by Mrs_Brown
Tue Sep 11, 2018 11:15 am
Forum: Ask IVA Forum and Industry experts
Topic: I have questions to help
Replies: 3
Views: 5613
It took a few months on mine. Application process started this time last year, approved by November, it was probably March before everything settled and the defaults stopped as all creditors were aware. I think First Direct were the last. Some of my accounts have been passed on to debt recovery comp...
by Mrs_Brown
Mon Sep 10, 2018 3:33 pm
Forum: Ask IVA Forum and Industry experts
Topic: Flying by
Replies: 11
Views: 5596
Hahaha!! I did have a horrible headache today, but don't think it was the amaretto, although I probably did drink more than one measure. I'm too poor to have luxuries like owning a measuring tool (my excuse and I am sticking to it!)
Search found 85 matches Page 1 of 6