Search found 45 matches

Search found 45 matches Page 1 of 3
by Mrs_Brown
Fri Jun 22, 2018 7:58 pm
Forum: Ask IVA Forum and Industry experts
Topic: Could my IVA still be visible somewhere?
Replies: 6
Views: 913
Hello everyone. I have recently applied for a Business account with Natwest but they have come back with an insolvency/bankruptcy flag. I'm assuming this is my IVA. Only thing is my IVA was settled five maybe 6 years ago! I am fully solvent, have a mortgage, car finance etc so my credit history is ...
by Mrs_Brown
Tue Jun 19, 2018 5:34 am
Forum: Ask IVA Forum and Industry experts
Topic: Credit Accounts still open?
Replies: 2
Views: 1968
It does depend on creditors, I know when mine comes to an end I will have a deal if clean up to do, based on Foggys guides as the default date is only correct on 3 out of 10 accounts. Natwest didn't do it immediately but they have since sold the debts onto Eversheds who did register it correctly. Mi...
by Mrs_Brown
Sun Jun 10, 2018 4:12 am
Forum: Ask IVA Forum and Industry experts
Topic: Can I be a trustee?
Replies: 3
Views: 4622
https://www.gov.uk/trusts-taxes In the link above it doesn't say someone in an IVA can't act as a trustee for the type of trust you refer to (charities are an out and out no) - however, it also says "The trustees are the legal owners of the assets held in a trust." The best thing might be ...
by Mrs_Brown
Wed Jun 06, 2018 3:56 am
Forum: Ask IVA Forum and Industry experts
Topic: Worried on application for new role
Replies: 4
Views: 4961
Ironically when I took a promotion, it had less financial impact as I moved area and have no responsibility for payment systems. My old job pre IVA included making payments which were then summarily checked by a manager and approved. As I had access to update account payment methods and make payment...
by Mrs_Brown
Wed Jun 06, 2018 3:49 am
Forum: Ask IVA Forum and Industry experts
Topic: Advice needed on PPI claims
Replies: 10
Views: 4884
Am I right in thinking that the court ruling was 2016? I think I would be arguing that my crystal ball wasn't working the day I got the cheque, and believing the IVA completed monies have been spent. If asked to repay, I would present evidence of the date the money went in (and any large outgoing as...
by Mrs_Brown
Thu May 31, 2018 2:31 pm
Forum: Ask IVA Forum and Industry experts
Topic: Am I able to request which IVA company he is using
Replies: 3
Views: 4787
The insolvency register is publicly available so you could potentially search the builder on there if you know his full name and have a vague idea of his age /address you would see the insolvency practitioner listed on there.

https://www.insolvencydirect.bis.gov.uk ... erPage.asp
by Mrs_Brown
Wed May 30, 2018 8:29 pm
Forum: annual review
Topic: Credit reference agencies
Replies: 13
Views: 6084
Isn't Mse credit club also powered by Experian and free ? I don't recall needing a pass key for that.
by Mrs_Brown
Sat May 26, 2018 7:44 am
Forum: Ask IVA Forum and Industry experts
Topic: How do I contact Shaun and Ryan
Replies: 3
Views: 5343
They are listed under forum experts

forum-experts.php
by Mrs_Brown
Sat May 26, 2018 7:33 am
Forum: Ask IVA Forum and Industry experts
Topic: Wages paid into frozen account?
Replies: 3
Views: 5502
My experience of frozen accounts was with a different bank, a joint account I had requested to get my name off was still in use by ex, as I had a credit card with them, the bank froze the account 3 days after he was paid. This happened as soon as the creditor meeting date was set. I had to go in so ...
by Mrs_Brown
Tue May 22, 2018 3:16 pm
Forum: Ask IVA Forum and Industry experts
Topic: How can I find out details of a previous IVA I had
Replies: 3
Views: 5121
If you are still with the same bank now you might be able to locate payment dates via online banking search transactions which could get you the name of the firm and an idea on dates?
by Mrs_Brown
Thu May 17, 2018 11:46 am
Forum: Ask IVA Forum and Industry experts
Topic: Paid Four-Weekly, how does this work?
Replies: 14
Views: 5693
Hope the meeting went well, or goes well if it's later!
by Mrs_Brown
Sun May 13, 2018 6:53 am
Forum: Voting results
Topic: My results
Replies: 3
Views: 13890
Interesting, MBNA were the only ones to request mods to mine too, also Stepchange. Stepchange rejected it as I just had the percentage required without MBNA and their modifications.
by Mrs_Brown
Thu May 10, 2018 5:33 am
Forum: tips for IVA success
Topic: Mobile Phone Contracts and Sim Only
Replies: 3
Views: 4684
Is Smarty the one where your data is refunded the next month if you don't use it all? I recall reading about them last summer just as they launched. I almost went with them but them my phone was on it's last legs (full to flat battery within an hour) so I went with a Huawei on Vodafone as it was a c...
by Mrs_Brown
Tue May 08, 2018 2:59 pm
Forum: disability living allowance
Topic: DLA and income tax?
Replies: 3
Views: 8488
Am out of date on JSA

https://www.gov.uk/income-tax/taxfree-a ... e-benefits

This link shows the benefits that are taxable.
by Mrs_Brown
Tue May 08, 2018 2:54 pm
Forum: disability living allowance
Topic: DLA and income tax?
Replies: 3
Views: 8488
Unsure off hand on DLA, income based JSA and ESA income related were not taxable benefits last I knew, however contribution based benefit did go towards overall tax allowance for the year and would be included in P60 totals, although no tax is taken from the benefit itself.
Search found 45 matches Page 1 of 3