Search found 10 matches

Search found 10 matches Page 1 of 1
by Anewhope
Sat May 12, 2018 9:11 am
Forum: Voting results
Topic: My results
Replies: 3
Views: 14010
I’ve had my lump sum Iva accepted , going through stepchange . Here are my voting results : Total debt £53,322 with a lump sum offer of £6000 , pence in £ return of around 9.56. I had 13 creditors , 10 voted , the 3 that didn’t were Zopa, Sunny and Close brothers. 9 out of 10 voters were accepted of...
by Anewhope
Fri May 11, 2018 11:43 pm
Forum: Ask IVA Forum and Industry experts
Topic: PayPal
Replies: 1
Views: 12816
I’ve just had my lump sum IVA accepted , one of my creditors was PayPal credit , does anyone know whether for future use I’ll need to set up another Paypal account to use PayPal as normal ? Or will the credit part just be closed and still allow normal use ?
by Anewhope
Sun Apr 01, 2018 2:15 pm
Forum: Ask IVA Forum and Industry experts
Topic: How long now ?
Replies: 8
Views: 5039
Thanks all ! So when my agreed breathing space runs out , should I call up all creditors again and try and extend or should I just pass them onto IP as they contact me and ask them to deal with IP? I have stopped payments by the way which has been a real relief in the last few weeks! But so far have...
by Anewhope
Sat Mar 31, 2018 10:33 pm
Forum: Ask IVA Forum and Industry experts
Topic: How long now ?
Replies: 8
Views: 5039
My IVA is currently at the drafting stage , and has been for around a week now , I’m trying to arrange a lump sum offer and using stepchange. I’m wondering if anyone who has done similar could advise how long it would be until an IP begins to contact my creditors ? Stepchange have said that drafting...
by Anewhope
Tue Mar 13, 2018 7:52 pm
Forum: Ask IVA Forum and Industry experts
Topic: Lump sum offer
Replies: 10
Views: 4248
Interesting , the advisor I’ve spoken to so far was quite confident in the monthly Iva working , based upon my wife’s income supporting all the bills etc .
Debt is around 50k and I have no assets , waiting on a call back to organise a lump sum being put forward instead now .
by Anewhope
Tue Mar 13, 2018 8:15 am
Forum: Ask IVA Forum and Industry experts
Topic: Lump sum offer
Replies: 10
Views: 4248
Great thanks , that what I thought would happen if I spoke to advisor about this , that they would just say offer the lot! I’m basically at the point where I’ve just sent all my documentation off to the advisor to look at after having an initial appointment so I’ll call them up and ask to proceed wi...
by Anewhope
Mon Mar 12, 2018 11:01 pm
Forum: Ask IVA Forum and Industry experts
Topic: Lump sum offer
Replies: 10
Views: 4248
I’m in the process of applying for an Iva through stepchange , we’ve gone over my income and expenditure and I’m looking at around £89 per month . This equates to a fairly low 7p / £ but was told this still can work and the low amount is down to the fact I’m out of work for health reasons and income...
by Anewhope
Mon Feb 26, 2018 10:03 pm
Forum: Ask IVA Forum and Industry experts
Topic: When to stop paying creditors
Replies: 8
Views: 4439
Thanks for replies , bit of a mixed bag! As it happens it’s likely that I won’t have money available for some of the direct debits so having spoke with stepchange will hold paying anyone just in case it looks like I’m favouring anyone and I can hopefully put a little aside .
by Anewhope
Mon Feb 26, 2018 10:00 pm
Forum: Ask IVA Forum and Industry experts
Topic: Does intermediary get notified of IVA?
Replies: 4
Views: 4504
Silly question that really just comes down to saving my own embarrassment but one of my creditors is shawbrook bank who supplied a loan for dental work . I am wondering whether during the process of an IVA , will my dental surgery get notified at all as they were the intermediary ?
by Anewhope
Sun Feb 25, 2018 10:12 pm
Forum: Ask IVA Forum and Industry experts
Topic: When to stop paying creditors
Replies: 8
Views: 4439
I’m in the very early stages of trying to begin an IVA, I have an appointment with stepchange on Wednesday to discuss the first steps . But when should I stop paying creditors ? I’ve not missed payment before and not sure if it’s too early as I haven’t spoke to an IP yet however most of my payments ...
Search found 10 matches Page 1 of 1