Search found 25 matches

  • 1
  • 2
Search found 25 matches Page 1 of 2
by Itsallouttherenow
Mon Jun 18, 2018 7:13 pm
Forum: Ask IVA Forum and Industry experts
Topic: Credit Accounts still open?
Replies: 2
Views: 1214
Hi Our interlocking IVA was approved on 23rd May :D All our credit accounts are still showing as open with the current balance. Interest still being charged and late payment charges being applied. We have recieved default notices on all accounts and they are now 2 months in arrears. How long does it...
by Itsallouttherenow
Thu Jun 07, 2018 12:29 pm
Forum: Ask IVA Forum and Industry experts
Topic: Post of the Month
Replies: 6
Views: 4513
Ahhh wow!!
Just WOW!!
Thank you so much xx

Will email now x
by Itsallouttherenow
Thu May 31, 2018 3:17 pm
Forum: annual review
Topic: Creditors meeting
Replies: 5
Views: 5164
My meeting was at 10am last weds....and I got a call at 10.09 to say all accepted.
Now that might just be super quick and efficient but I'd sit on the phone until I got some answers.
Good luck
by Itsallouttherenow
Wed May 23, 2018 9:35 am
Forum: Ask IVA Forum and Industry experts
Topic: £100k IVA APPROVED!!!!!
Replies: 10
Views: 6207
And breathe! Our meeting was at 10am today and I recieve a call at 10.09am saying that our interlocking IVA has been APPROVED!!!!! At 44p in the £. The relief is unbelievable!! There were some modifications but they all relate to the IPs fees and have NO effect on our payments or IVA terms!! Thank y...
by Itsallouttherenow
Mon May 21, 2018 4:54 pm
Forum: Ask IVA Forum and Industry experts
Topic: Creditors Meeting nerves
Replies: 10
Views: 5379
Hi all Our wait is almost over, our meeting is on Weds 23rd at 10am. The emotions are too much at the moment and I cannot stop thinking that our creditors will reject.....and then we will be made bankrupt. Our biggest creditors are Barclays, Tesco and MBNA. All hold enough clout that if they reject ...
by Itsallouttherenow
Sat May 19, 2018 8:39 am
Forum: Ask IVA Forum and Industry experts
Topic: Anyone had experience with these creditors?
Replies: 5
Views: 5662
I will let you know on weds!! Barclaycard, Barclays overdraft and Very are among our creditors. Our meeting is on 23rd @ 10am. Very nervous :shock:
by Itsallouttherenow
Fri May 11, 2018 8:09 pm
Forum: Ask IVA Forum and Industry experts
Topic: Creditors Meeting Paperwork different to proposal
Replies: 5
Views: 12355
Thanks for the reply foggy How can such an error happen though! I can't see any other explanation. Do you know where we stand I terms of this paperwork that has been sent to our creditors being so different from what we signed for? Clearly they need to amend it and resend......but is that even possi...
by Itsallouttherenow
Fri May 11, 2018 7:20 pm
Forum: Ask IVA Forum and Industry experts
Topic: Creditors Meeting Paperwork different to proposal
Replies: 5
Views: 12355
Hi We recieved notice of our creditors meeting today.....23rd May!! Excited but scared. After reading through the creditors meeting paperwork today I am very worried. In our proposal we signed for 44p in the £ for IVA. Bankruptcy figures 50p for myself and 44p for my partner. On the CM paperwork it ...
by Itsallouttherenow
Sun Apr 22, 2018 8:21 am
Forum: Ask IVA Forum and Industry experts
Topic: Amended proposals
Replies: 2
Views: 4794
Hi all. We recieved our first proposals on 11th April and we had some concerns over some of the wording and the value that had been placed on our property. It also showed bankruptcy as being a much better return for our creditors which really concerned us. As due to the over valuation of our propert...
by Itsallouttherenow
Wed Apr 11, 2018 11:06 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA proposal receieved
Replies: 3
Views: 5078
Hi all.

We have recieved our IVA proposals this morning and have downloaded and printed them. Before we sign, any advice or hints of special clauses we should be looking out for?
Many thanks
by Itsallouttherenow
Mon Apr 09, 2018 10:50 pm
Forum: Ask IVA Forum and Industry experts
Topic: To pay or not to pay?
Replies: 19
Views: 4963
Totally understand! Our proposal is still being drafted and I am too concerned about what will happen if it's rejected. We have missed all payments for April now and could no way catch up if Our IVA isn't approved. I have spent a lot of time reading others posts on here and have comfort in knowing t...
by Itsallouttherenow
Mon Apr 09, 2018 9:41 pm
Forum: Ask IVA Forum and Industry experts
Topic: To pay or not to pay?
Replies: 19
Views: 4963
Hi It's difficult I know. We were in a similar situation and never missed any payments. But as soon as we decided an IVA was our best option we stopped paying them. We contacted them all to explain our situation and gave them our IPs contact details. We did this before we missed any payments. We hav...
by Itsallouttherenow
Sun Apr 01, 2018 8:53 pm
Forum: Ask IVA Forum and Industry experts
Topic: How long now ?
Replies: 8
Views: 4978
Hi. We are at the same stage as you. We signed our Letters of Engagement last week and interlocking IVA now being drafted. I too am wondering how long from now! I have estimated maybe 4 weeks plus. If my IP sends the draft proposal by the end of this week. We are not signing straight away. I will go...
by Itsallouttherenow
Wed Mar 28, 2018 5:04 pm
Forum: Ask IVA Forum and Industry experts
Topic: Extra income clause
Replies: 5
Views: 5056
Thanks for the reply foggy! I am going to get a call from them tomorrow to confirm but as it stands the latter of the two scenarios is what has been agreed on apparently. As the bonus is quarterly, they spread over the 3 months, which then takes it below the 10%. I guess the wording in the final pro...
by Itsallouttherenow
Wed Mar 28, 2018 3:23 pm
Forum: Ask IVA Forum and Industry experts
Topic: Extra income clause
Replies: 5
Views: 5056
Hi I have received our engagement letter and note the clause re extra income. I have emailed our IP for clarification but wanted to ask on here too! With reference to the below statement- "If not already done the debtor(s) income must capture overtime, commission or bonuses earned. The debtor(s...
  • 1
  • 2
Search found 25 matches Page 1 of 2