Search found 64 matches

Search found 64 matches Page 1 of 5
by Nikl
Sun Oct 14, 2018 8:54 am
Forum: full and final settlements
Topic: Question regarding mobile phone contracts
Replies: 3
Views: 1306
I’ve alreasy asked about car insurance and as part of organising my life I’m looking at mobile phone contracts. I’m no longer in an IVA but have to obvious appalling credit score. I’m currently with a Sim Only contract with Giff Gaff but I need a new phone and have considered taking out a phone cont...
by Nikl
Sat Oct 13, 2018 6:20 pm
Forum: Ask IVA Forum and Industry experts
Topic: Can I get car insurance to be paid monthly after an iva?
Replies: 9
Views: 1584
We have always paid monthly for car insurance amd renewed it throughout iva. Made it much easier to budgrt for? Why are you angry with yourself? Because I promised myself that since my IVA has been cleared I would ensure I pay for everything in full to avoid racking up monthly expenditure and I’ve ...
by Nikl
Sat Oct 13, 2018 1:18 pm
Forum: Ask IVA Forum and Industry experts
Topic: Can I get car insurance to be paid monthly after an iva?
Replies: 9
Views: 1584
That’s a relief. Thank you for your replies.

I’m a bit angry at myself as I don’t want to go down the pay monthly route but I think I need to for now to ensure I don’t overstretch myself
by Nikl
Sat Oct 13, 2018 12:36 pm
Forum: Ask IVA Forum and Industry experts
Topic: Can I get car insurance to be paid monthly after an iva?
Replies: 9
Views: 1584
I F&F settled my IVA last month and received my CC. I have car insurance due in December along with my MOT. Is there any chance of me being able to pay my insurance monthly until I am financially more secure in a couple of months and then pay it off in full? With Christmas and the MOT I’m worrie...
by Nikl
Fri Oct 12, 2018 9:43 pm
Forum: Ask IVA Forum and Industry experts
Topic: ITS OVER!!!!!
Replies: 9
Views: 1809
What wonderful news. Congratulations. I got my CC in two and a half weeks. Enjoy your lovely future.
by Nikl
Thu Oct 11, 2018 5:44 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA mortgage
Replies: 7
Views: 2368
Sorry to jump in on this post. Is it completely impossible to get a mortgage before the 6 year anniversary without the rates etc being sky high?
by Nikl
Wed Sep 26, 2018 2:01 pm
Forum: Ask IVA Forum and Industry experts
Topic: I received my completion certificate
Replies: 10
Views: 5491
Congratulations Nikki. News like this is always heartening to those of us still slogging on, but getting closer every month. Fingers crossed 2 more payments for us. May I ask which firm and how long after your final payment you had to wait. I know every firm/case is different but still interested. ...
by Nikl
Mon Sep 24, 2018 10:59 am
Forum: Ask IVA Forum and Industry experts
Topic: I received my completion certificate
Replies: 10
Views: 5491
I received my cc today and I wanted to thank all those on this forum especially foggy for the quick responses and fantastic help and support. I’m now debt free for the first time in years and intend to always be
by Nikl
Fri Sep 21, 2018 4:40 pm
Forum: Ask IVA Forum and Industry experts
Topic: Stressed!!
Replies: 11
Views: 6091
Is there no notes on the system? I’m with CF and the call handlers knew the outcome by the notes on the system
by Nikl
Tue Sep 04, 2018 7:25 pm
Forum: Ask IVA Forum and Industry experts
Topic: How long do Credit Fix take to send CC?
Replies: 3
Views: 5863
I’m waiting for my completion certificate and my case is with the closures team. I’ve had two emails, one stating I will receive it in 2 weeks and one saying 4-6 weeks.

What’s the usual time line to receive it?
by Nikl
Fri Aug 31, 2018 6:48 pm
Forum: Ask IVA Forum and Industry experts
Topic: Is it really this simple?
Replies: 3
Views: 5344
My F&F got accepted a week today, the money’s been sent over by my family member and I’ve received an email saying I should have my completion certificate in 2 weeks. I can’t believe it all over! Can I do anything to repair my credit score now?
by Nikl
Thu Aug 30, 2018 9:59 pm
Forum: Ask IVA Forum and Industry experts
Topic: ITS OVER!!!
Replies: 15
Views: 5407
Well done! Fab news, so pleased!
by Nikl
Thu Aug 30, 2018 6:53 pm
Forum: Ask IVA Forum and Industry experts
Topic: F&F Offer Timescales
Replies: 6
Views: 5165
I wonder why credit fix say 28 days as I had to wait 28 days three times with them when a new variation meeting was set.
by Nikl
Sat Aug 25, 2018 9:03 am
Forum: Ask IVA Forum and Industry experts
Topic: Change of person paying F&F
Replies: 2
Views: 4876
The offer of a full and final settlement for accepted yesterday and the plan is/was that my mum will transfer the funds over. My mum is elderly and is getting in such a panic over transferring money, online banking etc. I hate seeing her worried and she’s not slept last night because she’s anxious a...
by Nikl
Fri Aug 24, 2018 3:49 pm
Forum: Ask IVA Forum and Industry experts
Topic: Variation F&Fgot accepted!!
Replies: 6
Views: 4869
Thank you all.

What’s the process with credit fix once the payment has gone in? Is there anything that I need to provide before the completion certificate goes through?
Search found 64 matches Page 1 of 5