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by beautifulthings
Tue Oct 02, 2018 6:01 pm
Forum: Ask IVA Forum and Industry experts
Topic: Annual review
Replies: 1
Views: 6430

<t>I have been in an IVA with Apeture since August 2017 and I have not heard anything in regards to my annual review. This is starting to concern me and I am wanting to know, is this is normal or should I be chasing this up!? There has been times I have emailed the company to inform them <br/> Of a ...
by beautifulthings
Thu Jul 26, 2018 7:31 pm
Forum: Ask IVA Forum and Industry experts
Topic: Will partners income have to go into IVA
Replies: 2
Views: 5906

The vast majority of IVA's are based on the insolvent spouses income only and the solvent spouses income is just used to calculate a fair share of household expenses. If the solvent spouses income is not declared they will assume a 50/50 split. I only know of one firm that takes both incomes into t...
by beautifulthings
Wed Jul 25, 2018 3:27 pm
Forum: Ask IVA Forum and Industry experts
Topic: Will partners income have to go into IVA
Replies: 2
Views: 5906

<t>I have been in an IVA for a year next month.<br/> I live with my partner and 2 children, and my debt is in my name only. <br/> I work 30 hours, we also receive tax credits and my partner is currently unemployed as he looks after the children. <br/> My youngest child is starting school in Septembe...
by beautifulthings
Thu Apr 12, 2018 3:47 pm
Forum: Ask IVA Forum and Industry experts
Topic: Declaring Tax Credits in an IVA
Replies: 2
Views: 5154

Foggy wrote:
Hi. Yes, the extra payments should be declared as these benefits are counted as part of your income.

Thank you for the reply
by beautifulthings
Thu Apr 12, 2018 12:16 pm
Forum: Ask IVA Forum and Industry experts
Topic: Declaring Tax Credits in an IVA
Replies: 2
Views: 5154

<t>I have currently been in an IVA for 8 months with Aperture and so far everything has been going ok and I hope I am doing everything correctly! My question is: I receive working and child tax credits weekly for my family. If they make an extra payment on top of my additional weekly amount do I nee...
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