Search found 53 matches

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by Vince_100
Mon Mar 25, 2019 10:50 pm
Forum: Ask IVA Forum and Industry experts
Topic: Is no news bad news?
Replies: 1
Views: 22

Not at all... Lots of people including myself waited to hear the outcome of the creditors meeting. Think the i got the outcome of meeting at the end of the next day (stressful 24 hrs!). Try not to stress too much though. Let us know the outcome :D
by Vince_100
Wed Mar 20, 2019 1:36 am
Forum: Ask IVA Forum and Industry experts
Topic: Parents buying me a car during my iva?
Replies: 4
Views: 1329

Your name being on the V5 doesn't mean you own the car. This is stated on the V5 itself , so as long it states on invoice / receipt when car is bought that it's your parents you can prove the technically isn't yours and not your asset.
by Vince_100
Fri Mar 15, 2019 6:40 pm
Forum: Ask IVA Forum and Industry experts
Topic: My first annual review due and would like to know how many wage slips and bank statements i will need to provide ????
Replies: 9
Views: 2802

With creditfix they asked for 3 months pay slips/ statements. Also latest P60 but they completed review before i had chance to find it. And if you are with CF and they ask you to hand over bank login details you can refuse if you feel uncomfortable
by Vince_100
Wed Mar 06, 2019 6:16 pm
Forum: Ask IVA Forum and Industry experts
Topic: CF at it again!
Replies: 3
Views: 5333

Chase them! I would be inclined to even record phone calls if nothing is being confirmed in writing. Lots of apps for this if you call from mobile phone.
by Vince_100
Mon Mar 04, 2019 5:53 pm
Forum: Ask IVA Forum and Industry experts
Topic: Can I do my first review manually?
Replies: 5
Views: 5834

Can I my first review manually as I do not like the idea of a 3rd party accessing all my bank details (even if it is a one off - then the information is 'deleted') Yes you can. Had my review a week or so ago from CF asking for access to statements. I replied with an email explaining i didn't feel c...
by Vince_100
Mon Mar 04, 2019 5:48 pm
Forum: Ask IVA Forum and Industry experts
Topic: Overtime and Creditfix
Replies: 4
Views: 5735

I did lots of overtime and had a bonus over the xmas period. I informed CF of this, they asked for a payslip. Emailed copy of payslip expecting to pay 50% over but had reply stating no uplift payment was needed (happy days). Took home an extra 1100 ish too so didn't query it!!! But do keep any email...
by Vince_100
Mon Feb 25, 2019 2:44 pm
Forum: Ask IVA Forum and Industry experts
Topic: Moving on....
Replies: 5
Views: 6864

I like reading posts like this. Gives me hope over the next 4 years :)
by Vince_100
Mon Feb 25, 2019 2:37 pm
Forum: Ask IVA Forum and Industry experts
Topic: Refusing creditfix online review
Replies: 10
Views: 7320

Update: Spoke to CF(well several people). They're sending me an email with a I/E form, requesting 3 months wage slips and bank statements. So if you are with CF and would prefer paper copies etc give them a call. To be honest the guy on the phone didn't take much convincing. He explained three times...
by Vince_100
Fri Feb 22, 2019 1:08 am
Forum: Ask IVA Forum and Industry experts
Topic: Do I cancel my payments or not?
Replies: 8
Views: 7636

I was with debt free direct, until they passed it on to another company. I spoke with the new company who told me my final payment was in February 2019. I have now paid my final payment but my phone was damaged and lost all my numbers and I cant remember the name of the company. They said something...
by Vince_100
Thu Feb 21, 2019 4:52 pm
Forum: Ask IVA Forum and Industry experts
Topic: Refusing creditfix online review
Replies: 10
Views: 7320

I was one of those peeps who refused to do the online review. I didn’t contact them about it. I just emailed the docs and phoned to see if they’d been received. The review was eventually completed when I chased nearly a month later as ‘no one had been assigned my case’!! Then a couple of weeks late...
by Vince_100
Wed Feb 20, 2019 1:01 pm
Forum: Ask IVA Forum and Industry experts
Topic: Refusing creditfix online review
Replies: 10
Views: 7320

kallis3 wrote:
You should be able to do it via snail mail.
I can't see why not either. I'll stand my ground and hopefully they will accept paper copies /email
by Vince_100
Wed Feb 20, 2019 12:39 pm
Forum: Ask IVA Forum and Industry experts
Topic: Refusing creditfix online review
Replies: 10
Views: 7320

As title.

It's time for my first annual review with Creditfix. As expected they've asked for access to my online banking. I've sent an email stating I do not feel comfortable with this and the fact it was never mentioned during sign up or is it mentioned in my paper work. I await their response! :?
by Vince_100
Thu Feb 14, 2019 2:29 pm
Forum: Ask IVA Forum and Industry experts
Topic: Child maintenance increase!
Replies: 3
Views: 6363

so I have just had the same bombshell dropped on me I currently pay £280 a month to which we both agreed was fair i also contributte in other ways uniforms xmas shoes food shops and just genrally helping out. i have recently increased my salary to which she has got wind of and has now demanded more...
by Vince_100
Wed Feb 13, 2019 5:57 pm
Forum: Ask IVA Forum and Industry experts
Topic: Can I stop my IVA and go Bankrupt?
Replies: 14
Views: 5494

I thought that was my total debt?
by Vince_100
Wed Feb 13, 2019 5:42 pm
Forum: Ask IVA Forum and Industry experts
Topic: Can I stop my IVA and go Bankrupt?
Replies: 14
Views: 5494

kallis3 wrote:
Is that your total debt or just what you would pay under your IVA?
That's the total debt on my chairman's report. I'm due to pay back 16,333.
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