Search found 18 matches

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by Vince_100
Wed Jan 16, 2019 4:59 pm
Forum: Ask IVA Forum and Industry experts
Topic: Keeping a car whilst in an IVA
Replies: 3
Views: 1927
As Foggy said. Car finance should of been included within your I/E when proposed . And if Hp concludes during the IVA that extra money will then be added to your monthly contributions.
by Vince_100
Wed Jan 16, 2019 2:09 pm
Forum: Ask IVA Forum and Industry experts
Topic: annual review online?
Replies: 5
Views: 2301
Let us know the outcome. I started my IVA with creditfix last April so assume i should be having the email/ text soon
by Vince_100
Fri Jan 11, 2019 6:09 pm
Forum: Ask IVA Forum and Industry experts
Topic: Going for Iva need a new bank
Replies: 7
Views: 3321
I used Santandar. Very basic account with no overdraft. I did get offered a Lloyds account but didn't have contactless
by Vince_100
Fri Jan 11, 2019 4:24 pm
Forum: Ask IVA Forum and Industry experts
Topic: How do Motonovo treat IVA's?
Replies: 2
Views: 3361
I'm continuing to pay my finance for my car until July. Then IVA payments will increase by same amount as finance payments. I'm with motonovo had 18 months left on HP when enter IVA
by Vince_100
Wed Jan 09, 2019 5:53 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA Creditor meeting today
Replies: 38
Views: 4150
Brilliant news. It is a huge weight off your shoulders. Hope you stick around on the forum, I started my IVA last April so getting into the swing of IVA life now. :-)
by Vince_100
Tue Jan 08, 2019 8:53 pm
Forum: Ask IVA Forum and Industry experts
Topic: Few questions . (review , new partner etc)
Replies: 3
Views: 4203
Thanks for the reply foggy. I guess I'm just anxious on the first annual review and needed some reassurance. 9 Payments down 51 to go !! :D
by Vince_100
Tue Jan 08, 2019 4:20 pm
Forum: Ask IVA Forum and Industry experts
Topic: Few questions . (review , new partner etc)
Replies: 3
Views: 4203
Hi all, I started my IVA last April with creditfix after getting into £20k ish worth of debt with the now ex wife ( all in my name so not her problem :roll: ). I'm currently making 16 payments of £160 a month but this will increase to £313 (44 payments) in July august due to car finance ending. So m...
by Vince_100
Tue Jan 01, 2019 8:36 pm
Forum: Ask IVA Forum and Industry experts
Topic: creditfix online review
Replies: 2
Views: 5566
I too will be having my first annual review around April with creditfix. How many months statements will they look at? Don't know why i'm so worried to be honest, My initial I/E was completed over the phone and he was quite generous on various items. I'm worried that this will come round and bite me...
by Vince_100
Tue Jul 24, 2018 5:58 pm
Forum: Ask IVA Forum and Industry experts
Topic: Is there any point in cutting down monthly expenditures
Replies: 7
Views: 6040
I'm not planning on increasing anything like that. Just seems a bit harsh that if you save yourself X amount a month for it just to be added on at review
by Vince_100
Tue Jul 24, 2018 5:16 pm
Forum: Ask IVA Forum and Industry experts
Topic: Is there any point in cutting down monthly expenditures
Replies: 7
Views: 6040
I'm currently in month 6 of my IVA journey. At first I was looking at reducing mobile phone contract, sky once contracts are up etc. But then i see posts of other people reducing their bills only for the IVA repayments to go up anyway? So what i'm saying is, is there any point of trying to now reduc...
by Vince_100
Tue Jul 24, 2018 5:13 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA register
Replies: 2
Views: 5279
Thanks Foggy
by Vince_100
Tue Jul 10, 2018 2:38 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA register
Replies: 2
Views: 5279
How long does it take to be put on the IVA register on GOV website? I entered my IVA late April and still not seen myself on there? Also not shown on clearscore reports etc

Cheers,
by Vince_100
Mon Jun 11, 2018 11:32 pm
Forum: friends corner
Topic: Is 5 years a long time ?
Replies: 7
Views: 1327
Good Read. I'm only two payments into my IVA and I feel like 5 years is a long way away. But trying to get into the thought of after the 5 years is up , that's it! I'm free.
by Vince_100
Fri Jun 08, 2018 3:46 pm
Forum: IVA approved!
Topic: Large Debt IVA Approved today !
Replies: 10
Views: 26308
Good luck. I to have just started my IVA journey, i'm two payments in :)
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Search found 18 matches Page 1 of 2