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by Debt free wanabee
Fri Feb 01, 2019 5:36 pm
Forum: Ask IVA Forum and Industry experts
Topic: Full & Final offer
Replies: 12
Views: 6372

Hi Folks, Just an update for anyone following this thread. It might be useful info: So I emailed across the info to aperture 2 weeks ago. No communication from them, besides a generic automated thanks for your email, which isn’t unusual. Phoned again today to find they ‘hadn’t got the info’ even tho...
by Debt free wanabee
Thu Jan 17, 2019 5:40 pm
Forum: Ask IVA Forum and Industry experts
Topic: Full & Final offer
Replies: 12
Views: 6372

Thanks Foggy! I think I’ll keep an eye on the proposal, although not entirely sure what to look out for. My expectations were similar to your experience Foggy - I had thought I’d make the offer and the Cogs would turn without my involvement. I don’t mind attending an appointment if I have to, just a...
by Debt free wanabee
Thu Jan 17, 2019 5:32 pm
Forum: Ask IVA Forum and Industry experts
Topic: Full & Final offer
Replies: 12
Views: 6372

Thank you for replying so quickly.

So my understanding is the ‘appointment’ isn’t for me to attend but for the creditors to vote?
by Debt free wanabee
Thu Jan 17, 2019 5:16 pm
Forum: Ask IVA Forum and Industry experts
Topic: Full & Final offer
Replies: 12
Views: 6372

Hi Everyone, Sorry for the long delay, but I’ve finally heard back from the IVA company and they have asked for additional info (dunno why they are so slow) but I did include the statement that payments made after the date on the letter would be deducted. Is this something I need to keep an eye on m...
by Debt free wanabee
Tue Oct 16, 2018 9:07 am
Forum: Ask IVA Forum and Industry experts
Topic: Full & Final offer
Replies: 12
Views: 6372

Hi both,

Just wanted to say thank you for taking the time to reply. It’s given me the confidence to at least give it a go.

I apologise for the delay in my reply but the activation email only arrived this morning so I couldn’t log in!

Thanks again :)
by Debt free wanabee
Sun Oct 07, 2018 6:46 am
Forum: Ask IVA Forum and Industry experts
Topic: Full & Final offer
Replies: 12
Views: 6372

<t>Hi,<br/> <br/> I’m currently in an IVA and my partner has offered to help me with a full and final settlement. I have read some of the advice on here but I would really appreciate some expert advice. I’ve been in an Iva for 13 months paying £182 per month and have £8554 left to pay. Assuming it w...
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