Search found 6 matches

Search found 6 matches Page 1 of 1
by Everest
Wed Nov 07, 2018 8:41 pm
Forum: Ask IVA Forum and Industry experts
Topic: New to all this!
Replies: 17
Views: 6134
Thanks so much everyone. You’re all so helpful on here! In relation to opting for bankruptcy...I’m not sure about this as I’ve always assumed it’s a last resort. I have looked into it a bit more this afternoon and it seems it’s not as devastating or life changing as it once was. And there’s not so m...
by Everest
Wed Nov 07, 2018 12:26 pm
Forum: Ask IVA Forum and Industry experts
Topic: New to all this!
Replies: 17
Views: 6134
Pet costs would be insurance, jabs etc as well as food. Surprising what it amounts to!
by Everest
Wed Nov 07, 2018 12:09 pm
Forum: Ask IVA Forum and Industry experts
Topic: New to all this!
Replies: 17
Views: 6134
Thank you again for your responses Bankruptcy isn’t really an option as I still want a mortgage when all this is behind me and I believe that will be harder. I appreciate every IVA is different, but what areas of expenditure are seen as a necessity and non-negotiable? I assume the following would fa...
by Everest
Wed Nov 07, 2018 11:20 am
Forum: Ask IVA Forum and Industry experts
Topic: New to all this!
Replies: 17
Views: 6134
Hi Kallis.

Yes, I’m getting treatment and have self excluded with every Online site through GamStop.

I’m happy to keep all that in the past now
by Everest
Wed Nov 07, 2018 11:18 am
Forum: Ask IVA Forum and Industry experts
Topic: New to all this!
Replies: 17
Views: 6134
Thank you Foggy, I appreciate the quick response.

Are you really saying you cannot put money aside for Birthdays/ Christmas/ Holidays? Was kinda hoping the ‘not’ was a typo!
by Everest
Wed Nov 07, 2018 10:58 am
Forum: Ask IVA Forum and Industry experts
Topic: New to all this!
Replies: 17
Views: 6134
I have read pages and pages of threads on here and it’s been incredibly helpful so far. I am in the process of applying for an IVA and have spoken to a couple of firms. I have a couple of questions, but first I’ll explain my situation… I have taken loans out that total 35K as a result of my gambling...
Search found 6 matches Page 1 of 1