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by laura414
Sat Aug 10, 2019 7:00 pm
Forum: friends corner
Topic: Fed up
Replies: 2
Views: 441

I’m in my third year of my IVA and totally fed up and feeling low. Hubby and I are working full time and we never have any money to do anything. I have about a fiver in the Bank to last until the end of the month and will have to borrow just to get by. Iva company won’t reduce the payments and it’s ...
by laura414
Sat Feb 09, 2019 11:17 am
Forum: Ask IVA Forum and Industry experts
Topic: Borrowing whilst in an IVA
Replies: 2
Views: 6380

I’m really worried, I’m three years into my IVA and my boiler recently broke so I borrowed £250 to get it fixed (I literally had no choice) which is costing me £35 a month for 12 months. My IVA has no clause for extra borrowing and I’m terrified they’ll find out and fail my IVA and i’ll lose my hous...
by laura414
Sat Nov 24, 2018 5:16 pm
Forum: Ask IVA Forum and Industry experts
Topic: Struggling with my IVA
Replies: 6
Views: 7408

Thanks for the advice guys. My father in law is back at work now so we are finally getting back on track. I’m just terribly worried that my IP will fail my IVA if I notify them about the payday loan and the pay rise and I’ll be made bankrupt and lose my home. My review is due in January, if the £250...
by laura414
Sat Nov 24, 2018 9:52 am
Forum: Ask IVA Forum and Industry experts
Topic: Struggling with my IVA
Replies: 6
Views: 7408

<t>I’m in a bit of a mess, I’ve been in an IVA for just over two years and in June my mother in law got terminal cancer and passed away in September and my father in law had no income coming in because he’s self-employed so we were helping him out. I got a pay rise of about £190 a month in June and ...
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