Once you have made your final payment Once you have mad your final payment into the arrangement (YHEY!! -- but not quite over yet) your IP will conduct a final review before issuing you with the Holy Grail -- your Completion Certificate / Notice of Due Completion. This isn't as impressive as it sou...

Hi All, 5th year in and my equity loan was approved and it is currently being paid off to the creditors and I believe it will take 4-6 weeks to get my certificate. Question, does the IVA get removed from our credit score immediately or does it get removed at the end of the 6th year regardless if you...

Hi, My wife and I are in a joint IVA and are in our 5th year which means in a few months CreditFix will be looking to release equity on our property. I'm unsure how this works and how you even release equity. Our original debt is £62,000. We have paid £32,000 to date and have 10 months to pay until ...