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by kallis3
Thu Jan 21, 2021 8:58 am
Forum: Ask IVA Forum and Industry experts
Topic: Accepted for a bounce back loan
Replies: 3
Views: 265

Great - hopefully others will have a positive result if they apply for it.
by kallis3
Wed Jan 20, 2021 11:19 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA termination. (Sale Restriction)
Replies: 12
Views: 4560

Personally I would hang on. Shouldn't be long now.
by kallis3
Wed Jan 20, 2021 7:25 pm
Forum: Ask IVA Forum and Industry experts
Topic: Can my unpaid child maintenance be put into my IVA?
Replies: 7
Views: 197

What proof do you have? Is it your IP company who won't accept it?
by kallis3
Wed Jan 20, 2021 6:04 pm
Forum: Ask IVA Forum and Industry experts
Topic: Finished IVA still showing
Replies: 2
Views: 181

When did you finish? Did you have a completion letter? Have you spoken to your IP company? Are you still making payments? If you need to you can do a new on but it would be a new one and not a restart.
by kallis3
Wed Jan 20, 2021 5:32 pm
Forum: Ask IVA Forum and Industry experts
Topic: Wrong amount owed
Replies: 4
Views: 173

They will be aware of all of the figures. Your creditor was given the chance to vote but didn't. They are bound by it. Have you checked your Chairmans report which you would have received after the meeting?
by kallis3
Wed Jan 20, 2021 5:09 pm
Forum: Ask IVA Forum and Industry experts
Topic: Can my unpaid child maintenance be put into my IVA?
Replies: 7
Views: 197

Can you explain a bit further please? Is this what is owed to you or what you have to pay out.
by kallis3
Wed Jan 20, 2021 5:08 pm
Forum: Ask IVA Forum and Industry experts
Topic: Wrong amount owed
Replies: 4
Views: 173

Speak to your IP company and mention your concerns. You should not speak to the creditor. They are bound by the IVA and cannot do anything. Dividends will be shared fairly out.
by kallis3
Wed Jan 20, 2021 4:22 pm
Forum: Ask IVA Forum and Industry experts
Topic: Speeding up the closure
Replies: 2
Views: 174

You can request it and give them the reasons to have the marker removed but I'm afraid closures are taking up to six months at the moment.
by kallis3
Wed Jan 20, 2021 1:48 pm
Forum: Ask IVA Forum and Industry experts
Topic: Now struggling to get to witk
Replies: 20
Views: 4034

Sounds good - fingers crossed for you.
by kallis3
Wed Jan 20, 2021 10:05 am
Forum: Ask IVA Forum and Industry experts
Topic: Fees added without my knowledge
Replies: 14
Views: 307

You will have to let your IVA fail by missing three payments. You won't have to pay any fees. You may find your debt is higher though as lost interest and charges may be added. If you have more than £50 a month DI after normal bills are paid you won't be eligible for a DRO. You can make a full and f...
by kallis3
Wed Jan 20, 2021 8:59 am
Forum: Ask IVA Forum and Industry experts
Topic: Now struggling to get to witk
Replies: 20
Views: 4034

You can phone but follow it up with an email so you have it in writing.
by kallis3
Wed Jan 20, 2021 8:56 am
Forum: Ask IVA Forum and Industry experts
Topic: Why 6 months for completion?
Replies: 2
Views: 215

It can take up to six months, and it's not just CF. Covid does play a big part at the moment, plus Christmas was also in the mix. They may not have had many staff in the office.
by kallis3
Wed Jan 20, 2021 8:53 am
Forum: Ask IVA Forum and Industry experts
Topic: Missold my IVA?
Replies: 2
Views: 216

How long have you been an IVA and what was the question you were asked?
by kallis3
Tue Jan 19, 2021 7:41 pm
Forum: Ask IVA Forum and Industry experts
Topic: Accepted for a bounce back loan
Replies: 3
Views: 265

Good news - hope it all works out ok for you. Have you told your IP about this?
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