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by kallis3
Tue Jul 07, 2020 6:20 pm
Forum: Ask IVA Forum and Industry experts
Topic: What do banks do once they get an iva request
Replies: 22
Views: 1145

Nobody knows - you are going to have to wait for the meeting.
by kallis3
Tue Jul 07, 2020 6:08 pm
Forum: Ask IVA Forum and Industry experts
Topic: What do banks do once they get an iva request
Replies: 22
Views: 1145

You cannot say. Just have to wait until the meeting.
by kallis3
Tue Jul 07, 2020 5:29 pm
Forum: Ask IVA Forum and Industry experts
Topic: What do banks do once they get an iva request
Replies: 22
Views: 1145

It all depends on what happens on the day. Each IVA is individual and we cannot say how they will vote.
by kallis3
Tue Jul 07, 2020 3:43 pm
Forum: Ask IVA Forum and Industry experts
Topic: What do banks do once they get an iva request
Replies: 22
Views: 1145

Nobody can say - you just have to sit and wait.
by kallis3
Tue Jul 07, 2020 2:42 pm
Forum: Ask IVA Forum and Industry experts
Topic: Can HMRC ask for debt that was in a completed IVA?
Replies: 2
Views: 115

They shouldn't be able to if they were included. You could try sending them a copy of your completion. If they ask again you can truthfully tell them you have never been bankrupt and see what they say to that.
by kallis3
Mon Jul 06, 2020 12:25 pm
Forum: Ask IVA Forum and Industry experts
Topic: Is this mortgage fraud
Replies: 5
Views: 224

You can answer no - some companies keep their own records though and can go back further.

You could speak to one of our mortgage specialists on here - details under the exerts link as they may be able to find you a mortgage at good rates.
by kallis3
Sat Jul 04, 2020 8:42 pm
Forum: Ask IVA Forum and Industry experts
Topic: Quick q
Replies: 65
Views: 762

Not long to wait now! Nothing else you can do.
by kallis3
Sat Jul 04, 2020 4:38 pm
Forum: Ask IVA Forum and Industry experts
Topic: Quick q
Replies: 65
Views: 762

Good news - what's the date?
by kallis3
Sat Jul 04, 2020 1:28 pm
Forum: Ask IVA Forum and Industry experts
Topic: Quick q
Replies: 65
Views: 762

Leave it to your company - nothing else you can do.
by kallis3
Sat Jul 04, 2020 1:06 pm
Forum: Ask IVA Forum and Industry experts
Topic: Wind up pension lump sum
Replies: 4
Views: 343

You need to speak to your company to find out. I offered up my redundancy as a full and final and it was accepted but that was a long time ago. It may well depend on the amount you are expecting.
by kallis3
Sat Jul 04, 2020 12:40 pm
Forum: Ask IVA Forum and Industry experts
Topic: Quick q
Replies: 65
Views: 762

Your proposal and your IP will have seen your credit statements etc.
by kallis3
Fri Jul 03, 2020 5:29 pm
Forum: Ask IVA Forum and Industry experts
Topic: New job credit card
Replies: 6
Views: 461

Agree - you will hopefully be fine.
by kallis3
Fri Jul 03, 2020 5:19 pm
Forum: Ask IVA Forum and Industry experts
Topic: Quick q
Replies: 65
Views: 762

No idea - shouldn't be too long but - we can't help you with that.
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