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by kallis3
Wed Jul 17, 2019 12:11 pm
Forum: Ask IVA Forum and Industry experts
Topic: Worried that my iva might be rejected
Replies: 25
Views: 3377

Excellent news! So pleased for you.
by kallis3
Wed Jul 17, 2019 10:46 am
Forum: Ask IVA Forum and Industry experts
Topic: Saving money during an iva??
Replies: 4
Views: 126

Carry on saving!
by kallis3
Wed Jul 17, 2019 8:18 am
Forum: Ask IVA Forum and Industry experts
Topic: Debit payment
Replies: 8
Views: 995

Let us know how you get on Norman and how the variation goes.
by kallis3
Tue Jul 16, 2019 9:06 pm
Forum: Ask IVA Forum and Industry experts
Topic: Saving money during an iva??
Replies: 4
Views: 126

If you can save money from some of your allowances, that is ok. If you earn more during the term then your payments will have to go up until you hit 100p in the pound plus possible statutory interest.
by kallis3
Tue Jul 16, 2019 5:23 pm
Forum: Ask IVA Forum and Industry experts
Topic: After life
Replies: 4
Views: 140

Well done - brilliant news!
by kallis3
Tue Jul 16, 2019 3:59 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA Full and Final offer
Replies: 4
Views: 112

Fingers crossed you can get over this last hurdle.
by kallis3
Tue Jul 16, 2019 3:51 pm
Forum: Ask IVA Forum and Industry experts
Topic: Will a lump sum offer work?
Replies: 17
Views: 3540

Not sure - I know I put one on and they didn't remove the default but it has had no impact on my credit scores.
by kallis3
Tue Jul 16, 2019 3:28 pm
Forum: Ask IVA Forum and Industry experts
Topic: Do credit unions usually accept IVA’s?
Replies: 6
Views: 151

It won't affect anything if they don't vote. If your IVA goes through they are bound by it. You need 75% by value from people who vote on the day.
by kallis3
Tue Jul 16, 2019 3:25 pm
Forum: Ask IVA Forum and Industry experts
Topic: Will a lump sum offer work?
Replies: 17
Views: 3540

Send it again to the Data Controller - they should do something about it. You can get in touch with the credit agencies and put in a correction notice. It maybe that you need to wait until your completion letter comes thorough and then send off a copy to them.
by kallis3
Tue Jul 16, 2019 3:18 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA Full and Final offer
Replies: 4
Views: 112

I don't know - it's less than the original offer. Where is the money coming from?
by kallis3
Tue Jul 16, 2019 3:10 pm
Forum: Ask IVA Forum and Industry experts
Topic: Do credit unions usually accept IVA’s?
Replies: 6
Views: 151

Sometimes they do - we recently had a poster who had her IVA accepted.

It will depend on what percentage of your debts they hold and what other debts you have'

What time is your meeting?
by kallis3
Tue Jul 16, 2019 3:04 pm
Forum: Ask IVA Forum and Industry experts
Topic: Can we miss an IVA payment whilst income issues are being resolved?
Replies: 2
Views: 132

You can request a payment break to help you out, the payment will be added on to the end.
by kallis3
Mon Jul 15, 2019 9:32 pm
Forum: Ask IVA Forum and Industry experts
Topic: Financially linked
Replies: 3
Views: 226

She should disappear soon.
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