Search found 72251 matches

Search found 72251 matches Page 1 of 4817
by kallis3
Mon Jan 22, 2018 3:49 pm
Forum: Ask IVA Forum and Industry experts
Topic: Kinsgate insolvency taken over by Vanguard Insolvency & PPI issue tossed around
Replies: 2
Views: 74
Unfortunately PPI is paid to your creditors as it was an asset during your IVA.
by kallis3
Mon Jan 22, 2018 12:58 pm
Forum: Ask IVA Forum and Industry experts
Topic: Post IVA Query
Replies: 6
Views: 388
Reading previous posts it would appear the six year mark has passed.
by kallis3
Mon Jan 22, 2018 12:53 pm
Forum: Ask IVA Forum and Industry experts
Topic: F & F settlements - StepChange
Replies: 5
Views: 493
Don't forget to let them know money is only available for a full and final and won't be available otherwise.
by kallis3
Mon Jan 22, 2018 12:47 pm
Forum: Ask IVA Forum and Industry experts
Topic: My mother is about to get an IVA, I feel she is being conned.
Replies: 8
Views: 265
We can't recommend specific companies but have a look round on the forum and see what people are saying. I would certainly recommend speaking to a few more.
by kallis3
Mon Jan 22, 2018 12:44 pm
Forum: Ask IVA Forum and Industry experts
Topic: I’ve had the idea to fail the IVA
Replies: 4
Views: 148
How long have you been in your IVA? You may find you pay across for 3 years if you declare BR and an OR could reverse the sale of your house if they think you have done this deliberately.

If you sold your house you could use funds gained to pay off your debts.
by kallis3
Mon Jan 22, 2018 9:00 am
Forum: Ask IVA Forum and Industry experts
Topic: What are the caps for expenditure under IVA?
Replies: 3
Views: 177
Hi,

Put down what you spend and your IP will alter them if needs be.
by kallis3
Mon Jan 22, 2018 8:52 am
Forum: Ask IVA Forum and Industry experts
Topic: My mother is about to get an IVA, I feel she is being conned.
Replies: 8
Views: 265
I totally agree with Foggy - speak to some more firms, these sound like bullying tactics to me.

Which firm is it and how was contact made?
by kallis3
Sun Jan 21, 2018 8:01 pm
Forum: Ask IVA Forum and Industry experts
Topic: Post IVA Query
Replies: 6
Views: 388
I have a credit card from M&S who are run by HSBC who were one of my biggest creditors and I had no problem.
by kallis3
Sun Jan 21, 2018 3:30 pm
Forum: Ask IVA Forum and Industry experts
Topic: I try to do regular overtime for any contingencies, will it be a problem?
Replies: 2
Views: 408
Agree with Foggy - you have been upfront with your IP so hopefully it will be ok.
by kallis3
Sun Jan 21, 2018 11:27 am
Forum: Ask IVA Forum and Industry experts
Topic: F & F settlements - StepChange
Replies: 5
Views: 493
Fingers crossed!!
by kallis3
Sun Jan 21, 2018 11:26 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA settled in 2013, looking for possible mortgages for a new home. Possible?
Replies: 4
Views: 491
I am wondering why you want a mortgage if you have that much cash at your disposable?
by kallis3
Sun Jan 21, 2018 11:20 am
Forum: Ask IVA Forum and Industry experts
Topic: Due to receive holiday pay. Would it be subject to 10 50/50 rule?
Replies: 9
Views: 490
I agree with Foggy - it will have to be paid across but you should be able to keep some of it.
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