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by kallis3
Thu Feb 22, 2018 1:23 pm
Forum: Ask IVA Forum and Industry experts
Topic: My IVA is completed, can the IP still claim my PPI?
Replies: 7
Views: 448
I think you need to speak to them - PPI is an asset of your IVA regardless of when you finished.
by kallis3
Thu Feb 22, 2018 1:21 pm
Forum: Ask IVA Forum and Industry experts
Topic: When will the IVA no longer show on my credit file?
Replies: 4
Views: 88
It will remain on your record for six years. Keep an eye on your credit accounts.
by kallis3
Thu Feb 22, 2018 10:42 am
Forum: Ask IVA Forum and Industry experts
Topic: Payday after Completion
Replies: 7
Views: 118
If you have completed your wages are your own.

I see from one of your previous posts you were told January was your last payment and to cancel your DD - have you done that?
by kallis3
Wed Feb 21, 2018 5:37 pm
Forum: Ask IVA Forum and Industry experts
Topic: How do I remove an IVA from my credit report?
Replies: 4
Views: 430
Agree with the others - I think your're stuck with it.
by kallis3
Wed Feb 21, 2018 5:32 pm
Forum: Ask IVA Forum and Industry experts
Topic: Are debt free direct even open anymore?
Replies: 2
Views: 374
Hi,

I believe everything has been passed through to Aperture.
by kallis3
Wed Feb 21, 2018 5:31 pm
Forum: Ask IVA Forum and Industry experts
Topic: Very pushing Stepchange !
Replies: 10
Views: 1068
Again - totally agree with Foggy.

As far as I am aware - fees are pretty much the same regardless and will be agreed (or modified) by creditors at the meeting - makes no difference to your payments.
by kallis3
Wed Feb 21, 2018 1:53 pm
Forum: Ask IVA Forum and Industry experts
Topic: Can creditors remove defaults once an IVA has completed?
Replies: 3
Views: 385
All defaults should go back to the start of your IVA. When is your six years up?
by kallis3
Wed Feb 21, 2018 10:14 am
Forum: Ask IVA Forum and Industry experts
Topic: Would an IVA be suitable for me?
Replies: 2
Views: 472
Hi,

I suggest you speak to a few companies and see what your options are.

Your house should be safe but you may need to try release some equity before the end or continue on for a further 12 months and, unless you own a high end car, that should also be safe.
by kallis3
Wed Feb 21, 2018 8:44 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA finished 2013, what happens to new PPI claims?
Replies: 2
Views: 476
Hi,

Your bank should send the money to your old IP for distribution to your creditors as it was an asset of your IVA.
by kallis3
Wed Feb 21, 2018 8:42 am
Forum: Ask IVA Forum and Industry experts
Topic: Is it normal for the IVA company to ask for car insurance policy?
Replies: 3
Views: 543
I've never heard of it either - agree with Foggy though. Make sure you just send a copy in case the original goes astray.
by kallis3
Tue Feb 20, 2018 7:20 pm
Forum: Ask IVA Forum and Industry experts
Topic: Loan people constantly ringing me & threatening saying my mum will have to pay
Replies: 2
Views: 685
Hi,
Unfortunately your mum will have to continue paying the loan as guarantor.
by kallis3
Tue Feb 20, 2018 5:21 pm
Forum: Ask IVA Forum and Industry experts
Topic: PPI claims once an IVA has completed
Replies: 4
Views: 750
We actually phoned them and they asked about whether or not we had been in an IVA and as soon as we said we had that was the end of the conversation!
by kallis3
Tue Feb 20, 2018 4:09 pm
Forum: Ask IVA Forum and Industry experts
Topic: PPI claims once an IVA has completed
Replies: 4
Views: 750
Gladstone Brooks wouldn't touch us when they found out we'd been in an IVA.
by kallis3
Tue Feb 20, 2018 1:51 pm
Forum: Ask IVA Forum and Industry experts
Topic: Creditors meeting
Replies: 10
Views: 770
Congratulations!!
Search found 72454 matches Page 1 of 4831