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by kallis3
Sun Jan 21, 2018 8:01 pm
Forum: Ask IVA Forum and Industry experts
Topic: Post IVA Query
Replies: 2
Views: 215
I have a credit card from M&S who are run by HSBC who were one of my biggest creditors and I had no problem.
by kallis3
Sun Jan 21, 2018 3:30 pm
Forum: Ask IVA Forum and Industry experts
Topic: I try to do regular overtime for any contingencies, will it be a problem?
Replies: 2
Views: 273
Agree with Foggy - you have been upfront with your IP so hopefully it will be ok.
by kallis3
Sun Jan 21, 2018 11:27 am
Forum: Ask IVA Forum and Industry experts
Topic: F & F settlements - StepChange
Replies: 3
Views: 352
Fingers crossed!!
by kallis3
Sun Jan 21, 2018 11:26 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA settled in 2013, looking for possible mortgages for a new home. Possible?
Replies: 3
Views: 350
I am wondering why you want a mortgage if you have that much cash at your disposable?
by kallis3
Sun Jan 21, 2018 11:20 am
Forum: Ask IVA Forum and Industry experts
Topic: Due to receive holiday pay. Would it be subject to 10 50/50 rule?
Replies: 9
Views: 355
I agree with Foggy - it will have to be paid across but you should be able to keep some of it.
by kallis3
Sat Jan 20, 2018 2:55 pm
Forum: Ask IVA Forum and Industry experts
Topic: Fiancé going through IVA and forcing me to sign responsibility for part of debt
Replies: 11
Views: 658
Definitely don't sign anything which is going to affect you. Seek legal advice regardless of what he says.
by kallis3
Sat Jan 20, 2018 2:22 pm
Forum: Ask IVA Forum and Industry experts
Topic: Fiancé going through IVA and forcing me to sign responsibility for part of debt
Replies: 11
Views: 658
You do not need to do anything - none of this is your problem and you should not be forced into anything. I think you need to speak to a solicitor.
by kallis3
Sat Jan 20, 2018 12:33 pm
Forum: Ask IVA Forum and Industry experts
Topic: My F&F offer from third party has been accepted. Third party lives abroad.
Replies: 5
Views: 607
Hi,

I would suggest that it be transferred directly to your IP. I doubt anything will go wrong with the company.
by kallis3
Sat Jan 20, 2018 11:42 am
Forum: Ask IVA Forum and Industry experts
Topic: I need a phone as i don't currently have one at all
Replies: 13
Views: 672
You can get a cheap Pay as you go - won't affect anything. If you have been accepted for a contract, as long as you can afford it you should be ok.
by kallis3
Fri Jan 19, 2018 10:04 pm
Forum: Ask IVA Forum and Industry experts
Topic: My creditors meeting is next week
Replies: 2
Views: 805
Sounds good to me as well.
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