IVA Calculator - Do I qualify?

Your credit record will be shot for the whole six years regardless, then you should check your records and make sure all defaults were back to the start of your IVA.

Fingers crossed it won't come to that. Been through it myself and thankfully just had a warning.

She sold part of her company and rarely posts now. She is fine.

Fingers crossed from me as well.

Keep us posted.

We have a poster on here who works for FJ so hopefully he will pick up on this on Monday.

Do you mean Freeman Jones? Not heard of Freeman Mason.

I agree with Foggy - get yourself banned and speak to your IP asap.

No worries - at least you are free now!!

Fingers crossed!!

You're unlikely to be able to continue as, your son will be totally responsible for the loan and creditors will chase you.

Speak to one or two companies for advice.

Foggy does know what he is talking about and his information has helped many a poster on here

Just to add, you don't have to attend any meetings.

I meant your total debt before your iva started