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by kallis3
Mon Feb 18, 2019 10:08 am
Forum: Ask IVA Forum and Industry experts
Topic: What happens to credit score post IVA
Replies: 3
Views: 60
Your credit record will be shot for the whole six years regardless, then you should check your records and make sure all defaults were back to the start of your IVA.
by kallis3
Mon Feb 18, 2019 10:03 am
Forum: Ask IVA Forum and Industry experts
Topic: Losing employment whilst in an IVA
Replies: 2
Views: 64
Fingers crossed it won't come to that. Been through it myself and thankfully just had a warning.
by kallis3
Mon Feb 18, 2019 9:32 am
Forum: Ask IVA Forum and Industry experts
Topic: Melanie Giles
Replies: 2
Views: 227
She sold part of her company and rarely posts now. She is fine.
by kallis3
Sun Feb 17, 2019 9:12 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA- worried about amount I can pay
Replies: 5
Views: 296
Fingers crossed from me as well.
by kallis3
Sat Feb 16, 2019 11:57 am
Forum: Ask IVA Forum and Industry experts
Topic: Switched IVA companies and all has stopped
Replies: 8
Views: 792
We have a poster on here who works for FJ so hopefully he will pick up on this on Monday.
by kallis3
Sat Feb 16, 2019 11:49 am
Forum: Ask IVA Forum and Industry experts
Topic: Switched IVA companies and all has stopped
Replies: 8
Views: 792
Do you mean Freeman Jones? Not heard of Freeman Mason.
by kallis3
Sat Feb 16, 2019 11:05 am
Forum: Ask IVA Forum and Industry experts
Topic: Gambling blip
Replies: 3
Views: 739
I agree with Foggy - get yourself banned and speak to your IP asap.
by kallis3
Fri Feb 15, 2019 7:23 pm
Forum: Ask IVA Forum and Industry experts
Topic: A year on
Replies: 1
Views: 895
No worries - at least you are free now!!
by kallis3
Fri Feb 15, 2019 11:15 am
Forum: Ask IVA Forum and Industry experts
Topic: Can I do an IVA if I am a guarantor?
Replies: 4
Views: 1029
You're unlikely to be able to continue as, your son will be totally responsible for the loan and creditors will chase you.

Speak to one or two companies for advice.
by kallis3
Fri Feb 15, 2019 9:46 am
Forum: Ask IVA Forum and Industry experts
Topic: Defaults not off report
Replies: 10
Views: 1237
Foggy does know what he is talking about and his information has helped many a poster on here
by kallis3
Thu Feb 14, 2019 10:03 am
Forum: Ask IVA Forum and Industry experts
Topic: What happens during an IVA?
Replies: 5
Views: 1309
Just to add, you don't have to attend any meetings.
by kallis3
Wed Feb 13, 2019 5:53 pm
Forum: Ask IVA Forum and Industry experts
Topic: Can I stop my IVA and go Bankrupt?
Replies: 14
Views: 5431
I meant your total debt before your iva started
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