Search found 72222 matches

Search found 72222 matches Page 1 of 4815
by kallis3
Wed Jan 17, 2018 5:45 pm
Forum: Ask IVA Forum and Industry experts
Topic: I need a hundred pound to get through the month
Replies: 11
Views: 400
See if you can do a payment break for now.
by kallis3
Wed Jan 17, 2018 1:53 pm
Forum: Ask IVA Forum and Industry experts
Topic: Do i have a claim on PPI refund money?
Replies: 2
Views: 289
Hi,

Unlikely unless you can pay back 100p in the pound, anything after that plus fees will be returned to you.
by kallis3
Wed Jan 17, 2018 12:32 pm
Forum: Ask IVA Forum and Industry experts
Topic: I own my home, am i eligible for IVA?
Replies: 4
Views: 315
Agree with Foggy - contact a few companies for some advice.
by kallis3
Wed Jan 17, 2018 12:30 pm
Forum: Ask IVA Forum and Industry experts
Topic: I need a hundred pound to get through the month
Replies: 11
Views: 400
Hi,

You can always ask for a payment break but you may not be able to get a payday loan. Why are you struggling? You may find you are struggling again next month.
by kallis3
Tue Jan 16, 2018 8:30 pm
Forum: Ask IVA Forum and Industry experts
Topic: Hard
Replies: 5
Views: 858
Not good - I am told when my pension is paid so I can work things out.
by kallis3
Tue Jan 16, 2018 6:25 pm
Forum: Ask IVA Forum and Industry experts
Topic: Hard
Replies: 5
Views: 858
My employer still does this with my pension - all I do is pay it across to a savings account until it is due and then pay it across to my normal account.
by kallis3
Mon Jan 15, 2018 12:40 pm
Forum: Ask IVA Forum and Industry experts
Topic: Monies
Replies: 6
Views: 942
I agree that it is probably classed the same as PPI and as such I personally think it is due to your creditors.
by kallis3
Sun Jan 14, 2018 4:00 pm
Forum: Ask IVA Forum and Industry experts
Topic: I’m going into year 5 of a joint IVA. 60000 was the debt.
Replies: 3
Views: 1218
Hi,

You will be in an interlocking IVA. Chances are you will continue on for a further 12 months as you are unlikely to be able to remortgage. You will never pay back more than your original debt plus fees and possible statutory interest.
by kallis3
Sun Jan 14, 2018 8:50 am
Forum: Ask IVA Forum and Industry experts
Topic: Full and final offer
Replies: 6
Views: 1381
You can always get them to blank out totals and just leave the sum they are providing. Make sure your IP knows it is only available for your offer and will be withdrawn if not accepted.
by kallis3
Sat Jan 13, 2018 9:56 am
Forum: Ask IVA Forum and Industry experts
Topic: Going through Divorce - have a large amount of equity with in the marital home
Replies: 4
Views: 1568
Hi,

Once in an IVA, your credit rating will be shot for six years regardless, even if you manage to pay off all if your creditors. You will have a restriction on any sales which is registered at the Land Registry and would need your IP's permission to sell.
by kallis3
Fri Jan 12, 2018 3:12 pm
Forum: Ask IVA Forum and Industry experts
Topic: I have UK debts but now live in france
Replies: 1
Views: 1779
How long have you lived in France? I believe if you have not been out of the UK for more than 3 years, you can set up an IVA but do speak to a few companies for some advice.
by kallis3
Fri Jan 12, 2018 2:40 pm
Forum: Ask IVA Forum and Industry experts
Topic: Moving banks
Replies: 5
Views: 1792
Never had an overdraft with either bank I use and don't want one. Do agree with the others that it should not cause a problem. Shouldn't make any difference if you swap salary etc to your other account.
by kallis3
Fri Jan 12, 2018 1:23 pm
Forum: Ask IVA Forum and Industry experts
Topic: Draft proposal
Replies: 7
Views: 2958
Fingers crossed!
Search found 72222 matches Page 1 of 4815