Search found 9513 matches

Search found 9513 matches Page 1 of 635
by plasticdaft
Sun Dec 16, 2018 5:14 pm
Forum: Ask IVA Forum and Industry experts
Topic: Iva accepted yesterday!
Replies: 8
Views: 1012
Wont be an easy journey,its not meant to be. Nor is it meant to punish.

Good luck on the rollercoaster to debt freedom.

Paul
by plasticdaft
Sun Dec 09, 2018 5:33 pm
Forum: Ask IVA Forum and Industry experts
Topic: Is this a scam?
Replies: 6
Views: 3374
So many scams going round.

As mentioned if it seems too good to be true its probably a scam.

Paul
by plasticdaft
Sun Dec 09, 2018 5:29 pm
Forum: Ask IVA Forum and Industry experts
Topic: Can I cancel my iva due to ill health
Replies: 6
Views: 3104
Good afternoon, I have only 3 more payment left on my IVA but I was made redundant at the end of August and since have been ill .I have a skin problems which I have been to my doctor and hospital.I am unable to walk far and the job centre has let me have phone interview with them instead of me tryi...
by plasticdaft
Sun Dec 09, 2018 5:23 pm
Forum: Ask IVA Forum and Industry experts
Topic: Received inheritance
Replies: 5
Views: 2891
As mentioned people need to always remember that they owe the full amount of their debts right up to the end of the iva. Only then is any portion written off.

Inheritances often bring up the same issues during an iva.

Paul
by plasticdaft
Sat Sep 15, 2018 9:11 am
Forum: Ask IVA Forum and Industry experts
Topic: Starting an iva but I am worried
Replies: 4
Views: 5590
You are allowed to be worried as its a massive decision that shouldnt be taken on lightly. What you shouldnt be is worried that its the wrong choice for your circumstances. You should also have a good understanding of whats going on. Thats where this place comes into its own!! Dont think there is an...
by plasticdaft
Sat Sep 15, 2018 9:04 am
Forum: Ask IVA Forum and Industry experts
Topic: Managing money
Replies: 13
Views: 5997
It gets easier over time. Try if possible to save up a little emergency kitty (not always possible).

The envelopes idea is great if you can control the urge to borrow from them if you are short one month!

Best of luck.

Paul
by plasticdaft
Fri Aug 24, 2018 7:20 pm
Forum: Ask IVA Forum and Industry experts
Topic: Salary increase
Replies: 3
Views: 5065
Well done on the pay rise.

Not had a meaningful one in over a decade!!
by plasticdaft
Fri Jul 13, 2018 7:20 pm
Forum: Ask IVA Forum and Industry experts
Topic: Leaving the armed forces
Replies: 4
Views: 5219
This should have been discussed before starting the iva. Pity.

Paul
by plasticdaft
Sun Jul 01, 2018 3:30 pm
Forum: Ask IVA Forum and Industry experts
Topic: Completion certificate copy?
Replies: 2
Views: 5272
Given the number of firms which get sold on I can imagine it not being as easy as a quick phone call in some cases.

Paul
by plasticdaft
Sun Jul 01, 2018 3:28 pm
Forum: Ask IVA Forum and Industry experts
Topic: Finished my iva - do I need to contribute to my husbands?
Replies: 7
Views: 5381
I would ask them to review what you have as available income and make sure your figures left little spare!!! Bit of a scam that you have to pay half of what your payment was, clearly you wouldnt have had to if hubbys creditors didnt insist on 7 years. Did you expect this from the start, was it expla...
by plasticdaft
Sun Jul 01, 2018 3:23 pm
Forum: Ask IVA Forum and Industry experts
Topic: Why are Aperture emailing me now?
Replies: 4
Views: 5315
Sounds like they are struggling to keep up with the increase in cases. I assume you mean they cannot read the photos? Are they asking you to resubmit them?

Paul
by plasticdaft
Sun Jul 01, 2018 9:38 am
Forum: Ask IVA Forum and Industry experts
Topic: Now my disposable income has increased .....
Replies: 3
Views: 5795
Given the change in circumstances a complete review makes sense.

Paul
by plasticdaft
Sun Jul 01, 2018 9:34 am
Forum: Ask IVA Forum and Industry experts
Topic: Nearly done
Replies: 7
Views: 5305
Well done. Its never an easy process to go through, budgeting for a 5 year period can be a struggle as life throws things at you.

As for learning lessons throughout you arent wrong.

Paul
by plasticdaft
Tue Jun 19, 2018 4:41 pm
Forum: Ask IVA Forum and Industry experts
Topic: Aperture never ending nightmare!
Replies: 7
Views: 6259
Unfortunately customer service is something many firms struggle with, often because they have you over a barrel and you feel unable to complain.

Whilst you should have been aware of your requirements, there is no excuse for the lack of contact from aperture.

Paul
by plasticdaft
Mon Apr 16, 2018 7:36 am
Forum: Ask IVA Forum and Industry experts
Topic: I never had an IVA still my name is in insolvency register, please advice.
Replies: 6
Views: 4824
There is a list of data controllers on the ico website if you need contact details.

Good luck.

Paul
Search found 9513 matches Page 1 of 635