Second year done and in the bag! I dont know why but i always panic this time of year - its like did i come into 10k and spend it, forget and its its in my bank statements
The difference between now and 2 years ago is unreal. Life is much less stressful. Hands down best thing we ever did. Massive thanks to here - the advice and support we received was unreal.
Anyone thinking about starting an IVA my advice is to do it. Yes its not without its challenges but the peace of mind is priceless
Review time is a cross between visiting the dentist and the annual MOT on the car ! But, if you get ready for it and hit it head on it isn't too bad. Well done on getting another one in the bag !
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Glad it all went smoothly - hope it continues that way.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk