Under some pressure - and after a family illness fell into some debts again.
Would also appreciate some recommendations on best companies to use.
I am not allowed to recomment specific firms, but I am sure the members can share their experiences with you. A look around the forum will reveal the goodies and baddies. Personally I would suggest you chat to a couple of firms to see who you gel with. I would also say go with the smaller firms, rather than the "IVA factories" ... and ask if you could speak to the IP if needed during the term ( some firms feel the IP is above client contact ! ).
Luckily for us on this occasion we have significant equity in our home so cleared our build up of secondary debt with a re-mortgage....
Speak to a few companies; be honest and explain why it has happened - am sure they will listen and offer support.
Let us know how you get on.
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