I am looking to forward my 2nd Iva my first one completed around 6 yers ago.Do I really need to disclose to my IVA supervisor?I am scared my creditors may refuse and ask more questions.If I don’t disclose ho they find out I was in IVA before.Please advice me I am in full of depression..Over commitment only took me this far.
We were very close to having to seek help a second time last year but we did some deep soul searching, severe belt tightening and have got ourselves through it - still more to do get back on even keal, but right now we are back to managing.
Let us know how you get on and please don't be afraid to ask your questions
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !