I am considering my options as I seeking more control and certainty over my finances. One possibility is a full and final offer which I am thinking of securing via a secured loan. Does anyone have any experience of this? I appreciate there are risks and cons with this and that such an arrangement may not be favoured by my IP or creditors. I am almost at the point where I think I would like to consult a neutral professional for formal advice but don't know who this could be? I have equity in a shared ownership property and calculate a F&F amount of £8k. I am 2 years into the IVA.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk