Thanks you for your help you have given me some light into this. There no point ending my IVA faster at this point. Best thing is to continue until February. Thanks everyone for the advice
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk