Hi i currently have a iva with jarvis ( was apature ) and am paying £263 per month and have approx 2.5 years left to pay. Total left to pay is around £8100. A family memeber has offered to lend me £9000 to settle early. Is this a good offer and likely to be accepted or not?. Thanks
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Personally, I would start with a £6.5k offer. Creditors may barter you up but I can't see the point of overplaying your hand at this point.
If they accept, which I think they will as it is a 3rd party offer (see elsewhere on here for what will be needed) then you and your friend will be better off. If they don't, then you can increase a little, say, in £500 steps, until they do.
23+ years in debt advice
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