Should I make a cheeky F & F

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darlo70

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Post by darlo70 » Mon Jun 07, 2010 7:46 am
Thanks Dave
Agreed - necessary repairs and new baby could well be the way forward.
I reckon a solid proposal with photographs of areas of the house which need urgent repair could do the trick. Perhaps to emphasise that I'm not taking the rise a photo of the underside of the roof from inside the attic would convince many that actually a new roof is needed too but I'm not even going to attempt to get that done. I'll leave that for a future owner tio deal with as it doesn't let water in but you can see daylight through gaps when you are in the attic and some tiles slip a bit when it gets very gale force
 
 

darlo70

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Post by darlo70 » Fri Jan 28, 2011 12:11 am
Wow it's been a while. Anyway, fate took a a strange turn. My dad was admitted to hospital at exactly same time we had a viewing on our house which resulted in a favourable offer the next day (Friday 13th August). 7 hours hours after we accepted the offer, I got the news about my dad and well.....I had to switch him off 3 days later :(
But couldn't help thinking he had a hand in all this as a final gesture. House sold, £33K in the bank, call to Grant Thornton - " oh theres only a few months left, let it run it's course. Oh alright then" Moved house, traded in stinking old wreck of a car for a more modern people carrier for which I paid cash, bought new furniture for new house (rented), got a promotion in October with a company car included , FF to Jan 25th 2011.....after 7 years, FINAL payment made into IVA. We have money in the bank kept aside form house sale, a baby due next week, EVERYTHING we own is paid for, and many lessons have been learned. We also know and appreciate just how fortunate we are to be in the position we are in this day and age. There is light at the end.
Love you Dad. Cheers
 
 

MelanieGiles

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Post by MelanieGiles » Fri Jan 28, 2011 12:18 am
I am so sorry to hear your very sad news about your Dad. Wherever he is now, he will be looking down on you all and immensely proud. What a lovely post to see how positive you now are about everything, and well done for coming so far and sharing your story with us.
Regards, Melanie Giles, Insolvency Practitioner
 
 

Broke of London

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Post by Broke of London » Fri Jan 28, 2011 12:32 am
I'm so glad you have your life back on track. It sounds like a long old slog so you deserve all the happiness your financial freedom is giving you. Your dad must be looking down smiling x
 
 

darlo70

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Post by darlo70 » Fri Jan 28, 2011 12:32 am
Thank you Melanie. It was August he died and when everything else changed for the better. Very strange. We are expecting a daughter BTW. Soon I will be able to say that in 6 months I lost a father, gained a daughter, changed jobs and moved house.

Similarities with David Cameron end there
 
 

kallis3

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Post by kallis3 » Fri Jan 28, 2011 10:54 am
So sorry to hear about your dad but it looks as though he was looking out for you and I'm sure he is smiling at the way your life has turned around.

It was a lovely post and gives the rest of us hope.

Hope everything goes ok with the expected birth of your daughter. Have you picked any names yet?

Good luck for the future and let us know when little one arrives (if you have time of course!)
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Foggy

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Post by Foggy » Fri Jan 28, 2011 3:11 pm
darlo70 wrote:

Thank you Melanie. It was August he died and when everything else changed for the better. Very strange. We are expecting a daughter BTW. Soon I will be able to say that in 6 months I lost a father, gained a daughter, changed jobs and moved house.

Similarities with David Cameron end there
Hi Darlo --- you forgot "Became debt free" .

You haven't really lost your father, he is still with you. When my mum passed I was given a copy of this poem: http://www.poeticexpressions.co.uk/POEM ... olland.htm and found it very comforting.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

MelanieGiles

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Post by MelanieGiles » Fri Jan 28, 2011 9:41 pm
My very best wishes to you for the arrival of the little one. Daughters are a real blessing (I believe that most days!!) and I am sure she will bring you much joy - at least for the first fourteen years of her life!!! Thereafter things definately start to get challenging!
Regards, Melanie Giles, Insolvency Practitioner
 
 

Julie

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Post by Julie » Fri Jan 28, 2011 9:51 pm
I agree with Melanie, daughters are a blessing...take it from one who knows [:D] I am blessed to have 2 daughters and 3 grandaughters - absolute delight!!

Teenage years can be challenging, but it all comes together again [:)]

Your dad will be so proud of you xx
 
 

Foggy

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Post by Foggy » Fri Jan 28, 2011 10:07 pm
Yes, daughters are a blessing. I have three and also a 4 year old son who is also a blessing.

The first 18 years are tough ... then the next 18 are the same :-)
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

kallis3

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Post by kallis3 » Fri Jan 28, 2011 10:11 pm
The older they get, the bigger the problems!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Julie

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Post by Julie » Fri Jan 28, 2011 10:20 pm
Oh I disagree!

My daughters are 26 and 24 and apart from a couple of challenging years when they were 15,13 yrs,they are and have always been an absolute delight. Wouldn't swap them for the world!!!
 
 

kallis3

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Post by kallis3 » Fri Jan 28, 2011 10:22 pm
My daughter isn't too bad apart from not being able to get a full time job but stepdaughter has been a nightmare at times.

Stepson is just as bad!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Foggy

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Post by Foggy » Fri Jan 28, 2011 10:30 pm
My girls are 34 (I started young) who has given me 2 grandsons and a grandaughter, 25 and 20, 2 grandaughters here. And, of course the lad who is 4.

They are all so very precious and I even cherish those looooong nights stuck in the armchair, cradling one or other in my arms all night.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

kallis3

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Post by kallis3 » Fri Jan 28, 2011 10:36 pm
My daughter is 22, stepdaughter is 31 and stepson 35. Four step grandkids. I'm afraid I don't do kids anymore and we rarely see them which suits both of us.

How terrible am I?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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