Hi, our Iva comes off of our files I’m august this year. We would like to apply for a mortgage. I understand that using a broker to do the work for us is a good idea, but I’m worried about paying £1000 to a broker for them to come back with an offer from a lender at a rate that we couldn’t afford. We’d be £1000 down and with no mortgage
As Ryan suggests avoid a broker who charges an upfront fee also not based on results. I would suggest a chat with Ryan and / or Shaun, who are both whole of market brokers with experience of applications from those with a "past".
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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