Should I sign iva?

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kallis3

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Post by kallis3 » Sun Mar 08, 2020 9:38 am
We have an IP who posts on here - Lisa Thomas, you could give her company a call. Another one is MCambridge Duffy. Google them for more details. Lisa's details can be found under the experts link at the side of the page.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

Foggy

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Post by Foggy » Sun Mar 08, 2020 9:53 am
Sun Mar 08, 2020 7:39 amnatalie446 wrote:
I wouldnt even know where to start with little companies 🤷‍♀️

Just give them a call ..... Lisa Thomas from Neville and Co., who posts on the forum here: memberlist.php?mode=viewprofile&u=31774 Or the number at the top of this page (or use the call back feature: https://www.iva.co.uk/iva-helpline). Also McCambridge Duffy are highly respected: memberlist.php?mode=viewprofile&u=8021

There are many more, like Freeman Jones, memberlist.php?mode=viewprofile&u=18295 and others.

I am not allowed to recommend specific firms, but, if I were to go down the IVA route again, I would speak to one, or more, of those mentioned first.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

kallis3

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Post by kallis3 » Sun Mar 08, 2020 10:18 am
I agree - I was with Payplan and had no problems but would not recommend them now.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

kallis3

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Post by kallis3 » Tue Mar 10, 2020 11:10 am
Have you spoken to anyone else Natalie?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

natalie446

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Post by natalie446 » Sat Mar 14, 2020 8:20 am
Hi went back to see citizens advice but they couldn't get me in for a appointment. So they have put me in the main system now and am getting a call back monday morning so hopefully something will be sorted.

kallis3

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Post by kallis3 » Sat Mar 14, 2020 9:39 am
Chat to Lisa or McCambridge Duffy - they will be able to help.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

natalie446

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Post by natalie446 » Thu Apr 02, 2020 3:08 pm
Hello just a quick update finally spike to CA and they have started me on the DRO route. The ca rang me told them my expenditure and said basically had nothing left so I would qualify for DRO Ivr had the pack signed in lots of stuff and my credit score check. Now they am ringing me tomorrow morning between 9am and 11am does anyone know what they ask? Or do I just go through all my money again? And then I get a letter with barcode on and have to pay £90 at post office and keep everything crossed it goes through. My credit score is rubbish now anyway and i know its kn my file for 6 years but less stress than a iva i couldn't afford. Hope everyone is ok on here that gave me advice and your all staying safe 😊

Foggy

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Post by Foggy » Thu Apr 02, 2020 3:45 pm
Hi Natalie -- yes, a DRO, if accepted, is certainly the way to go. Yes, like an IVA, it leave your credit file shot for 6 years, but, unlike an IVA, it can't fail and you aren't under a microscope for the 6 years.

Best of luck with it.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

natalie446

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Post by natalie446 » Thu Apr 02, 2020 4:12 pm
Thank you foggy 🤞
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