When I started with iva i had full time work and 2 years on im on the sick my pay is less than half im still paying the iva what i was looking to no my son been helping every month i tranfer money into his account he uses it to pay everything out i dont get much in the month so he pays around 400 pound aswell a month i still have a loss off 400 pound but i have cut down on alot off things and i still can pay everything but its my bank account that shows that im putting money every day into his account everything is nearly comes out off his account so i put in to his to help to pay them he has it that way so incase im not charge from the bank ii have only 408 pound a month is all i get and i still have half off rent to pay
Is the IVA still viable ? Maybe a DRO could be in the picture with your changed circumstances. I would suggest having a chat with CAB, where they can go through the figures with you, as well as explain your options.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014