Sorry me again!

Get expert opinion. This is the place for new questions to be posted.
8 posts Page 1 of 1

Jo.c89

Posts: 19
Joined: Tue Feb 25, 2020 5:01 pm

Post by Jo.c89 » Thu Feb 27, 2020 9:21 pm
My creditors meeting has been postponed until tomorrow because not enough creditors voted on Tuesday. Long story short, I can’t log in to my MBNA account or my Fluid online account and my Barclaycard has been removed from my ‘Apple wallet’ automatically. Is this generally a good thing or should I not get my hopes up? Thanks in advance!

luluj

User avatar
Forum Expert
Posts: 10908
Joined: Sun Dec 09, 2007 6:54 am
Location: United Kingdom

Post by luluj » Fri Feb 28, 2020 3:45 am
I would try and remain optimistic.

Do you know how many creditors voted ? S
And of those that voted, how they voted for or against?
You need 75% of those that vote to say yes for your iva to be approved - if sounds like you possibly have not achieved this which is why your IP has paused your meeting in order to encourage more votes in. It happens alot, so stay positive!
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"

Jo.c89

Posts: 19
Joined: Tue Feb 25, 2020 5:01 pm

Post by Jo.c89 » Fri Feb 28, 2020 7:05 am
Fri Feb 28, 2020 3:45 amluluj wrote:
I would try and remain optimistic.

Do you know how many creditors voted ? S
And of those that voted, how they voted for or against?
You need 75% of those that vote to say yes for your iva to be approved - if sounds like you possibly have not achieved this which is why your IP has paused your meeting in order to encourage more votes in. It happens alot, so stay positive!
Yes only shop direct voted which was a no so my IP said she needed Barclaycard and mbna to vote yes in order for me to be successful. I’m just trying to look for a little glimmer of hope as the wait is killing me. Fingers crossed I get an answer today though.

kallis3

User avatar
Forum Expert
Posts: 75948
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Fri Feb 28, 2020 7:21 am
Thinking of you.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

C4Picasso

Posts: 3
Joined: Tue Feb 25, 2020 9:30 pm

Post by C4Picasso » Fri Feb 28, 2020 8:13 am
Hi,

Good luck today. MBNA removed my credit card from the app prior to my creditors meeting and voted yes to my proposal. It's such an anxious time but take heart that my proposal was accepted with one modification and had a low dividend of 16p/£.

Jo.c89

Posts: 19
Joined: Tue Feb 25, 2020 5:01 pm

Post by Jo.c89 » Fri Feb 28, 2020 8:35 am
Fri Feb 28, 2020 7:21 amkallis3 wrote:
Thinking of you.
Aw thank you!

Jo.c89

Posts: 19
Joined: Tue Feb 25, 2020 5:01 pm

Post by Jo.c89 » Fri Feb 28, 2020 8:37 am
Fri Feb 28, 2020 8:13 amC4Picasso wrote:
Hi,

Good luck today. MBNA removed my credit card from the app prior to my creditors meeting and voted yes to my proposal. It's such an anxious time but take heart that my proposal was accepted with one modification and had a low dividend of 16p/£.
That’s given me some hope 😂 I just hope Barclaycard say yes as well 🤞🏻 it’s an awful time isn’t it! It was my sons 1st birthday the other day and I feel so awful because I was so nervous about this that we didn’t do much for it. But we’re having a tea party tomorrow for him and I so hope I can be in a better mood for him!

C4Picasso

Posts: 3
Joined: Tue Feb 25, 2020 9:30 pm

Post by C4Picasso » Fri Feb 28, 2020 8:11 pm
Family is far more important than our financial affairs. Life will continue to move on regardless. Treasure your time with your family while they are so young. I'm sure your finances will be sorted one way or another allowing you to focus on all those special moments
8 posts Page 1 of 1
Return to “Ask IVA Forum and Industry experts”