split with partner

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kyle197

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Post by kyle197 » Fri Jan 22, 2021 10:14 am
Hi hope someone can help. My IVA is in my name with my debts, when I signed up for the IVA I was in a relationship and they asked for my partners wage slip I am guessing so that can work out the split in the bills even though he has his own debts etc and my car was mine so he wasn't paying towards it. We have decided to split but are still living together. Am I obliged to tell my IP about this or is it none of there business? we are still splitting the household bills. My review is coming up anytime soon so just want to make sure they understand when it comes to the I&E that the car debts are mine and have nothing to do with him.

Thanks

kallis3

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Post by kallis3 » Fri Jan 22, 2021 10:32 am
Were your car debts included in your IVA? If so there should be no problem. If you are still living together and splitting bills I would mention it to your IP but state that living conditions are still the same and you will update when anything alters.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

kyle197

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Post by kyle197 » Fri Jan 22, 2021 10:57 am
Thanks Kallis, my car is separate as it is a PCP so wasn't included with my IVA.

kallis3

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Post by kallis3 » Fri Jan 22, 2021 11:00 am
Your IP will know about the car so no worries there.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

kyle197

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Post by kyle197 » Fri Jan 22, 2021 11:02 am
Perfect, thanks just need to track my IP Peter Jackson down now as vanguard have closed.

thanks again

kallis3

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Post by kallis3 » Fri Jan 22, 2021 11:30 am
I believe Vanguards cases are now operated by Ebengate.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

Foggy

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Post by Foggy » Fri Jan 22, 2021 3:35 pm
Vanguard still operate but are run by Ebenegate:

As per Debt Camel: "Ebenegate to administer Vanguard IVAs
Vanguard was the fifth largest IVA firm in 2019, setting up over 6,000 new IVAs. In August 2020 Vanguard announced:
Please note that as of Monday 17th August, all live Individual Voluntary Arrangements (IVAs) are now being serviced by Ebenegate.
​This seems to be simply an outsourcing function at the moment. There is no mention that the IPs have changed so Vanguard remains responsible for these IVAs.
Full article here: https://debtcamel.co.uk/major-changes-a ... customers/


Mr PETER ANTHONY JACKSON
Company
Vanguard Insolvency Practitioners
Address
National House, 80-82 Wellington Road North, STOCKPORT, Cheshire, SK4 1HW
Telephone
0151 252 6260
Fax
IP Number
9085
Licensing Body
IPA
Email
peter.jackson@vanguardinsolvency.co.uk
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

kyle197

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Post by kyle197 » Fri Jan 22, 2021 7:54 pm
Thank you Foggy. Funnily enough they’ve sent me an email about review today. They seem to think I’m employed so will have to let them know I’m self employed and will send them my yearly figures instead of 3 month wage slips
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