I had my IVA approved at the beginning of August this year and have made my first payment, but I am still getting letters and phone calls from the companies I owe money to demanding payments. Some have even sold the debts on to collection agencies. Does this mean they are no longer included in my IVA? I was under the impression that once the IVA was in place, they were not allowed to contact me.
I am getting very anxious and worried again, after feeling relieved I had everything sorted.
kallis3 wrote:Shred them. If you get calls refuse to answer security questions so they cannot continue with the call.
I'm glad to see someone advising this. It was something I picked up on when we started our IVAs 5 years ago and it saved a lot of worry. The funny thing is the callers that then try to make out they are doing you a favour by ringing.
"But if you don't answer the questions how can we help you?" They whine.
I never answer security questions from incoming calls unless I am expecting them e.g. I've rung them and they are ringing back
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