Still no completion certificate

Get expert opinion. This is the place for new questions to be posted.
8 posts Page 1 of 1

Look2THElight

Posts: 2
Joined: Sat Jul 28, 2018 1:36 pm

Post by Look2THElight » Mon Sep 03, 2018 6:16 pm
Hi All,
Last IVA payment made November 2017. Was DFD but got swallowed by Aperture 2 months before final payment. Despite numerous emails and few calls with promises in last 3 weeks still no Completion Certificate.
Feeling trapped can't remortgage to better rate can't drawdown pension funds can't take any positive steps forward. Still in limbo through no fault of our own. Since Antoinette Thorpe replaced Richard Savage as our supervisor along with the move to Aperture the communication and closure process has been disastrous. Don't really want to complain just want facts and honesty, which has been sadly lacking. Regards J H

Foggy

User avatar
Forum Expert
Posts: 28119
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom

Post by Foggy » Mon Sep 03, 2018 6:50 pm
The only avenue is to complain -- facts and honesty are off the menu !
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Visit my blog here : http://foggy.blogs.iva.co.uk/

kallis3

User avatar
Forum Expert
Posts: 74122
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Mon Sep 03, 2018 7:53 pm
I agree - keep pestering for your completion!!
http://kallis3.blogs.iva.co.uk/
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.

Lisa Thomas

User avatar
Industry Expert
Posts: 7261
Joined: Wed Dec 03, 2014 10:26 am

Post by Lisa Thomas » Tue Sep 04, 2018 7:57 am
If you want results it seems you will have to complain unfortunately.

Then you can escalate here if necessary:

https://www.gov.uk/complain-about-insol ... actitioner
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk

Ryan

User avatar
Industry Expert
Posts: 1002
Joined: Thu Nov 03, 2011 10:03 pm
Location: United Kingdom

Post by Ryan » Tue Sep 04, 2018 8:03 am
I have to agree with everyone on this. All the best in getting things sorted asap.

Regards
Ryan Radford
IVA Mortgage Expert
Zebra Money Centre

IVA Mortgage advice needed?

Contact me at http://www.ivamortgageexpert.co.uk or via the expert page

stanley2018

Posts: 20
Joined: Mon Sep 24, 2018 11:00 pm

Post by stanley2018 » Tue Oct 16, 2018 9:10 am
Have you received your certificate yet? sound's like you've been messed around really bad.

stanley2018

Posts: 20
Joined: Mon Sep 24, 2018 11:00 pm

Post by stanley2018 » Tue Oct 16, 2018 9:13 am
should be a maximum one month closure time frame allowed for the iva firms to complete iva's.

Foggy

User avatar
Forum Expert
Posts: 28119
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom

Post by Foggy » Tue Oct 16, 2018 9:18 am
stanley2018 wrote:
should be a maximum one month closure time frame allowed for the iva firms to complete iva's.
6 months is already built into the proposal as standard .... we have campaigned for better defined and shorter closure times in the past, but support is thin on the ground.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Visit my blog here : http://foggy.blogs.iva.co.uk/
8 posts Page 1 of 1
Return to “Ask IVA Forum and Industry experts”