Still showing in IVA

Get expert opinion. This is the place for new questions to be posted.
5 posts Page 1 of 1

Pigger479

Posts: 135
Joined: Tue May 16, 2017 5:07 pm

Post by Pigger479 » Tue Jan 28, 2020 4:02 pm
I haven’t been in and IVA since April
Last year and recieved my completition certificate in July. I was looking at possibly financing a car through a broker and apparently in their system it’s showing that I’m in an active IVA . Is have checked register and my name isn’t on there ? Any ideas why this would still be coming up ?

kallis3

User avatar
Forum Expert
Posts: 75395
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Tue Jan 28, 2020 4:50 pm
Have you checked your credit records to see if it is still showing on there?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

Foggy

User avatar
Forum Expert
Posts: 30265
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom

Post by Foggy » Tue Jan 28, 2020 4:56 pm
Depends on what their system actually reports from ---- you have been removed from the Insolvency Register. Maybe this fact hasn't been tramsmitted to the credit reference agencies yet. As Kallis suggests, check all three.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

luluj

User avatar
Forum Expert
Posts: 10746
Joined: Sun Dec 09, 2007 6:54 am
Location: United Kingdom

Post by luluj » Wed Jan 29, 2020 2:33 am
Send them a copy of your completion certificate to prove its ending
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"

Lisa Thomas

User avatar
Industry Expert
Posts: 7695
Joined: Wed Dec 03, 2014 10:26 am

Post by Lisa Thomas » Wed Jan 29, 2020 10:04 am
You might find this quick video I made about cleaning up your credit record useful:

https://youtu.be/PV4RzUY4BRM
Credit Karma, Clearscore and Totally Money are also free credit agencies to consider using:
https://www.creditkarma.co.uk/
https://www.clearscore.com/
https://www.totallymoney.com/
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
5 posts Page 1 of 1
Return to “Ask IVA Forum and Industry experts”