They will have done annual reviews, so there should be very little they require. For the final year they wll just be looking at income really, to make sure there are no overtime or bonus payments you have missed off. When they are happy they will check the file for anything they might have missed and make a final dividend payment to creditors. Then issue you with a certificate of completion, which is the official end of the IVA.
Spanners: A creditor claiming an increased debt or a new creditor popping up. Other than that, as long as you have declared all income correctly, very little should go wrong at this stage.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014 http://foggy.blogs.iva.co.uk
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk