I have not missed any agreed monthly payments.
What should I do and is my IP likely to fall my IVA?
You do need to speak with your IP and inform him of the payrise. Depending on the timing of the rise and your annual reviews, you might be OK (apart from not informing them at the time -- which was at a difficult time so could be excused). Assuming you have the usual clauses a permanent payrise is only taken into account at the review following the rise and payments are increased from the month following the review.
If you do have any arrears hopefully your IP will agree to allow you to catch up by either adding a few quid to each monthly payment, on top of the increase due, or by extending the IVA term to cover the arrears.
My review is due in January, if the £250 payday loan is cleared before my review, will they do a credit check?
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