finished my IVA about 5 years ago but am trying for a remortgage and they are asking for a completion certificate which I have mislaid somewhere, how can I prove that it was completed? I am not on the insolvency register anymore, is this suffice. My IVA was through aperture but try getting them to answer. Thanks
Not being on the register is not proof that the IVA ended successfully -- it might have been terminated.
You need to persist with Aperture. Alternatively -- and this is a long shot -- ask the Insolvency Service if they have retained a copy.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014 http://foggy.blogs.iva.co.uk
Not all Lenders that we use would require a copy of the Completion Certificate and we have certainly managed to complete on many re-mortgages for Clients without having to supply the Certificate so there may be other options available to you.
IVA Mortgage Expert
Zebra Money Centre