I'm looking for some guidance regarding obtaining a mortgage after completion of my IVA. The IVA was paid early in January, certificate received in March and my record will leave the register at the end of June. However, the IVA will still be on my record until November 2023.
If I was able to gather a 25 per cent deposit, do I have any chance of obtaining a mortgage? My income has increased significantly and I would be looking to borrow circa 120,000.
Thank you for the message and email. I have replied directly, as you question is more personal than generic.
In general, if you have completed an IVA and have a 25% deposit, there are definitely options open for you.
IVA Mortgage Expert
Zebra Money Centre