I'm looking for some guidance regarding obtaining a mortgage after completion of my IVA. The IVA was paid early in January, certificate received in March and my record will leave the register at the end of June. However, the IVA will still be on my record until November 2023.
If I was able to gather a 25 per cent deposit, do I have any chance of obtaining a mortgage? My income has increased significantly and I would be looking to borrow circa 120,000.
Hi Dominic. I have taken the liberty of removing your surname as, with that, people can discover your address and date of birth while you are still on the Register.
I am sure Ryan will respond shortly, but, as luluj suggests, maybe dropping him a line direct would be better.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Hi Dominic
Thank you for the message and email. I have replied directly, as you question is more personal than generic.
In general, if you have completed an IVA and have a 25% deposit, there are definitely options open for you.
Ryan Radford
IVA Mortgage Expert
Zebra Money Centre
IVA Mortgage advice needed? Looking at Right to Buy and completed IVA still on credit files ?
