Cash the cheque at a cheque cashing service, or ask HMRC to make it payable to a 3rd party. Not strictly right, but HMRC will do it for you. If this goes into your account it is an asset and is at risk.
Well Melanie knows it's due anyway and to be honest I couldn't cope with the extra stress of trying to keep it quiet! My grandad used to say "Peace of mind is worth a million pounds" and it's what keeps me buying rail tickets even though no-one ever checks them!
I have to go now and won't be back in front of a computer till Monday, hopefully a pro will see this by then!
This is a personal matter between Missy80 and myself, and one which is better discussed off the forum. I am sure that Missy80 will be happy to post the outcome of her IVA when the time is appropriate to do so.
I agree that this is something between missy and Mel.
We do not condone hiding things from our IPs on here Scott - always best to be upfront with the IP from day one.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk