Have edited this for anyone new who reads this thread (thought it might be easier than reading through)
Moving from property (deadline 9th Oct 2007).
Have a joint IVA with my wife (agreed 5th Oct 2006).
Have good rental references.
Been renting for past 9 years (all good, never late).
4 years in current job.
Separated from wife with kids.
Can’t pay a 6 month bond.
Did a credit check through a letting agent to get new property (Mon 10th Sep 2006), agent uses rent insurance company to decide tenants, failed credit check with an unknown CCJ dated 5th Oct 2006 (IVA day).
Scored 526 in credit check.
Waiting to get an Experian credit check back which I took myself to find out more details about the CCJ.
Had no letters letting me know about any CCJ’s 28 days before CCJ date or after.
IVA practice told me running up to IVA agreement to ignore all creditors, tell them it was out of my hands as it is being dealt with by my IVA company.
Really need to find out how I can get this CCJ cleared.