Hey Mish I feel for mate I really do, hang in there a solution will appear. I now live day by day taking it one step at a time trying to sort out each problem as it's thrown at me, and there seems to be plenty each day. I am married with two children, 10 and 14 and my family is my world, I so want to provide for them and give them the best I can, and have a family life in a safe and happy home, not much to ask is it? I am currently selling my house in the hope of doing a F/F IVA. Fortunately my wife's share of the equity appears to be safe as the debt is all in my name. But that share will have to go on the deposit etc for the rented house and because of the circumstances they want six months rent in advance (about £5k altogether) The problem is we will only have this money when the house sells and we move out, so we wont have the money for the rented house until after we've moved out. This can then take a couple of weeks to sort and we will have nowhere to live in the meantime, but I'll have to cross that bridge when I get to it. Just hope I can look back in a few months time and for the first time in many years breath a sigh of releif and start living a family life again. I really hope you get it sorted Mish, you sound a great dad, I so hope your daughter is feeling better soon, you will get through this, just hang in there. Best wishes to you and your daughter.
Mike