Sorry, probably a bit over the top, but ive never really owned a car, well i have but always owed to bank or a finance company for the car and i never really paid any of them off. Especially on the car for 3 years then kept swapping for a new one. Well being in my IVA has put a stop to doing that so i have kept my little french car, which is now 5 years old. Today i got the letter, that my car has no outstanding finance and that im the one and only owner.
Its a great moment for me, that car on the road that cost a stupid amount of money is actually all mine, it also spells the downward road to completing my IVA, as for the last 18 months my payments go up, but its the last stretch till the end! That light at the end of the tunnel is a little brighter today! [:D]
Well thats a good point, and ive been looking, i know i shouldn't but would like a newer one a year after my IVA, so second hand is the way forward. Can save a fortune and still get a good runner! I mean mine cost £12k new, now worth about £4k max so ive lost loads of cash over the years, so im glad i can see all this with open eyes and not be delueded into nice and shiney and new smell, don't need that anymore!