so here I am …..entering the last few miles in the IVA marathon, I'm almost down to 9 payments now and once again I had some issues with my IE report but managed to get them sorted, and I was told that as I only have the equity repayment to cover now, so I don't have to pay any extra in to my IVA for overtime or Bonuses so all of that is now mine to save/spend, so I just have to keep sending in the payslips each month to be checked ……….but its a nice feeling being told that the extra is now mine
I can't believe I'm getting towards the end of this marathon and this forum has been a guide like no other for help and information and you can do it …..there are times when you don't feel like you can but the most important thing I learnt was if you have any issues/doubts or worries contact your IP and scroll through this forum as many people have had the same issues over the years
the most important thing for all of us is to stay safe and healthy
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I have been giving this some thought and asking those that know and it would seem that this is a generally accepted stance in many firms --- much in the same way as being bound by the IVA in regard to windfalls etc. between final payment and formal completion, but not having to account for earned income. Although I have never seen this actually written down anywhere, it seems fair and proper.
I am still concerned that this will only relate to earned income, so don't go entering any lotteries in the extension year!
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014 http://foggy.blogs.iva.co.uk