In a weeks time it will be Christmas Eve. Many of us will be looking forward to small and safe meetings of friends and family, some of whom we haven't seen for the best part of a year. Others of us will be spending a different Christmas in a degree of isolation. All of us will be missing someone, or will know of others missing someone at the table this year.
2020 has, in very many respects, been an awful year. But, in other respects, it has been a bit of a 'reset' year for many. Going forward we might not take the same things for granted and will, hopefully, appreciate more of what we have. More so, I hope that the community spirit that has grown in every area of the world will survive the passage of time and survive our differences.
On behalf of myself, the other moderators of the forum who are so generous with their time (and, in Luluj's case, even being on the forum at 3 in the morning ! ), and on behalf of the IVA.Com Group Limited who generously provide this platform, I wish each and everyone a Very Merry Christmas, however you chose to celebrate this time, and I wish you all a better, safer and healthier 2021.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014