The Secure Trust account has many good points for those who wish to pay for banking. My own personal view is that free banking for consumers has a limited lifespan now, but while it is still available I agree there are better uses for the £12.50.
A free bank account is always to be preferred to a paid one in my opinion.
Although our income doesn't differ by much, I don't have a problem coping with a normal bank account.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk